| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aned.org/ |
| Year established | 1978 |
| Head of Institution | Gerardo Mendieta Penaranda |
| Regions active | 0 |
| # Branches | 43 |
| Total Portfolio (nat'l) | BOB 75,210,670 |
| Total Portfolio (USD) | USD 10,979,659.85 |
| Active clients with loans | 10,555 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | BOB 1,000 - 5,000 | 6 - 12 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | Women | Credit Educ, Credit Ins | |||||||
| Credito Individual - BOB | BOB 500 - 35,000 | 6 - 30 | 0% - 20% | 20% - 40% | Business, Housing, Consumer, Capital de Operación - Inversión | Women, Men, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
| Credito Individual - USD | USD 50 - 8,000 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Housing, Consumer, Capital de Operación - Inversión | Women, Men | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 12.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 37% - 37.6% | 37% - 37.6% | 32 | ||||||||
| Credito Individual - BOB | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 28.8% - 41% | 28.8% - 41% | 35 | ||||||||
| Credito Individual - USD | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 12.6% - 25.8% | 12.6% - 25.8% | 60 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 115 |
| AKIBA | 26,900 | 36,852,000 | 4 | 128 |
| BELITA | 5,800 | 492,000 | 1 | 128 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 128 |
| F & K Finance | 0 | 38,000 | 1 | 150 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 111 |
| FMFC | 1,500 | 392,000 | 6 | 128 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 128 |
| Mbinga | 1,000 | 2,986,000 | 3 | 128 |
| MCBL | 3,600 | 2,837,000 | 6 | 128 |
| MDF Tanzania | 600 | 148,000 | 1 | 128 |
| NMB | 45,100 | 74,528,000 | 1 | 128 |
| Opportunity | 8,600 | 3,018,000 | 3 | 128 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 128 |
| PTF | - | N/A | 128 | |
| Selfina | 8,000 | 3,773,000 | 2 | 150 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 128 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 122 |
| Victoria | 100 | 377,000 | 3 | 150 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 150 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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