| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aned.org/ |
| Year established | 1978 |
| Head of Institution | Gerardo Mendieta Penaranda |
| Regions active | 0 |
| # Branches | 43 |
| Total Portfolio (nat'l) | BOB 75,210,670 |
| Total Portfolio (USD) | USD 10,979,659.85 |
| Active clients with loans | 10,555 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINRURAL |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2011 |
| Head of Institution | Emmanuel Kashumba and Felister Machange |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 61,410,000 |
| Total Portfolio (USD) | USD 38,622.64 |
| Active clients with loans | 69 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | BOB 1,000 - 5,000 | 6 - 12 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | Women | Credit Educ, Credit Ins | |||||||
| Credito Individual - BOB | BOB 500 - 35,000 | 6 - 30 | 0% - 20% | 20% - 40% | Business, Housing, Consumer, Capital de Operación - Inversión | Women, Men, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
| Credito Individual - USD | USD 50 - 8,000 | 6 - 60 | 20% - 40% | 20% - 40% | Business, Housing, Consumer, Capital de Operación - Inversión | Women, Men | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | TZS 100,000 - 1,500,000 | 1 - 3 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 12.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 37% - 37.6% | 37% - 37.6% | 32 | ||||||||
| Credito Individual - BOB | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 28.8% - 41% | 28.8% - 41% | 35 | ||||||||
| Credito Individual - USD | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 12.6% - 25.8% | 12.6% - 25.8% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 12.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 37% - 37.6% | 37% - 37.6% | 32 | ||||||||
| Credito Individual - BOB | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 28.8% - 41% | 28.8% - 41% | 35 | ||||||||
| Credito Individual - USD | 12.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 12.6% - 25.8% | 12.6% - 25.8% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small and Medium Enterprise Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 124.3% - 208.3% | 201% - 336.3% | 24 |
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