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Institution

Banco FIE Calle General Gonzales 1272 Zona San PedroLa Paz, La Paz
Data approved: 2013-10-02
Data version: 1
Age of data: 122 months

Product

Créditos Otros Garantia (USD) Product 8 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 1,689,854
Portfolio (USD)USD 1,689,854
Active Clients with Loans447
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Créditos en Dólares, respaldados con otro tipo de garantías a otros sectores que no sean producción ni agropecuario.Si paga con debito automatico de una cuenta de ahorros no paga el impuesto a las transacciones financieras (ITF).
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 310
Maximum loan size80,000
Distribution at Disbursement (Est.)
Loans less than USD 1,50010%
USD 1,500-5,00030%
USD 5,000-10,00030%
USD 10,000-15,00010%
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term120.0 months
Approx averageDK
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months5%
Between 13 and 18 months5%
Longer than 18 months90%
Grace Period
Grace period usage10%
Average grace periodDK
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 monthsx
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest16.00%
Highest quoted nominal interest27.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Client Risk, Collateral, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Créditos Otros Garantia (USD) samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountUSD 580USD 2,020USD 8,000USD 15,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-12-242013-12-242013-12-242013-12-24
Loan Term (Months)18.0 months49.0 months97.0 months122.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditUSD 123.43USD 1,109.13USD 8,038.36USD 16,881.19
True Price by Comp       
Interest price component26.6%26.6%24.6%22.1%
Fee Component0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)26.6%26.6%24.6%22.1%
Transparency Index37374044
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Créditos Otros Garantia (USD) Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001131
AMPL000131
Arman41,500529,107,0001131
Arohan43,5008,091,0002131
ASA INDIA164,00015,380,0001131
Asirvad113,50019,328,0001131
Asmitha1,114,800217,867,0001131
Bandhan4,048,600674,564,0005131
Belstar123,00023,945,0002110
BSFL275,20031,590,0003131
Chaitanya20,7003,748,0003131
Disha Microfin69,00014,332,0002131
Equitas1,220,000186,415,0004131
ESAF354,20043,500,0005131
FFSL150,60035,719,0002131
Fusion66,8009,820,0002131
Grama Vidiyal738,200102,101,0001131
Grameen Koota586,60083,555,00015133
Janalakshmi506,000119,077,0002131
L & T Finance399,80037,199,0001131
MFL331,80049,083,0001131
MMFL175,00023,752,0002131
Mpower13,6002,263,0002131
Sahayata000131
Saija24,7004,682,0002131
Samasta45,5004,809,0002131
Satin405,60090,174,0002131
SCCI115,60015,910,0002131
Share2,195,400376,727,0001131
SKS3,409,000355,029,0002131
SMILE360,20056,927,0001131
SNFL9,4001,779,0001131
Sonata Finance158,20022,724,0003133
Spandana533,400147,240,0002131
Suryoday78,60014,713,0003131
SVCL118,20018,886,0001131
Swadhaar92,80017,166,0003131
Trident68,7008,852,0001131
Ujjivan913,300160,848,0005131
Utkarsh168,60025,915,0003131
VFS175,40019,264,0002131
Asomi50,3004,743,0002164
AES India3,600286,0001164
Arth2,900611,0002164
Asomi50,3004,743,0002164
Barasat GS1,10099,508.021164
BJS6,000468,0001164
Cashpor417,00050,452,0001163
Credible10,0001,669,540.362164
DIBAKAR1,800145,0001163
GOF65,2005,388,0004163
Hope62,6004,407,0001161
Jaago2,700237,0001162
LOK4,900573,0001163
Nano25,6003,660,0002164
NBSAAVS28,1002,821,0001161
Nirantara8,200917,0002163
Parama7,100482,0001163
Pragathi26,2004,579,0006163
PWMACS36,5005,946,0001163
Saadhana90,90012,046,0002163
Sambhav1,500183,0003163
Seba Rahara6,700468,0001163
SU61,1005,498,0001163
Swayanshree7,900918,0002163
Vikas Samiti1,600168,0001163
Vistaar4,3001,157,0002161
We The People1,100244,0002163
WEMCS1,10085,0001163
Yukti1,10099,0002163
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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