2. Banco FIE
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCA
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco FIE Calle General Gonzales 1272 Zona San PedroLa Paz, La Paz
Data approved: 2013-10-02
Data version: 1
Age of data: 123 months

Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2015-04-17
Data version: 2
Age of data: 107 months
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancofie.com.bo/
Year established1985
Head of InstitutionAndrés Urquidi
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches144

Total Portfolio (nat'l)BOB 3,842,958,060
Total Portfolio (USD)USD 569,327,120
Active clients with loans231,888
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsGAVB, ASOFIN
FundersCONFIE, DWM Funds S.C.A.-SICAV SIF, CPP Incofin C.V.S.O., Oikocredit

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.finca.org.pk
Year established2008
Head of InstitutionMuhammad Mudassar Aqil
Regions activeKhyber Pakhtunkwa, Punjab, Sindh
# Branches100

Total Portfolio (nat'l)PKR 4,435,751,302
Total Portfolio (USD)USD 43,559,077.79
Active clients with loans82,051
Approximate % female clients0% - 20%
Approximate % urban clients60% - 80%
Network affiliationsPakistan Microfinance Network
FundersFINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF)

Loan Products » Summary

Hipo BOB
4,484 Borrowers
USD 117,954,401.10 Portfolio
Active Product
Hipo USD
824 Borrowers
USD 19,108,539 Portfolio
Active Product
Vehiculo BOB
174,304 Borrowers
USD 308,247,538.80 Portfolio
Active Product
Vehiculo USD
1,288 Borrowers
USD 5,898,103 Portfolio
Active Product
Otros BOB
49,819 Borrowers
USD 116,424,254.10 Portfolio
Active Product
Otros USD
447 Borrowers
USD 1,689,854 Portfolio
Active Product

Loan Products » Summary

KKK
54,626 Borrowers
USD 23,561,566.56 Portfolio
Active Product
SK
3,162 Borrowers
USD 827,172.25 Portfolio
Active Product
RB
11,506 Borrowers
USD 9,262,522.35 Portfolio
Active Product
ZK
7,171 Borrowers
USD 5,298,027 Portfolio
Active Product
KKK
4,654 Borrowers
USD 3,072,572.92 Portfolio
Active Product
MMK
300 Borrowers
USD 110,169.12 Portfolio
Low Volume Product
BKC
574 Borrowers
USD 1,258,651.08 Portfolio
Low Volume Product
BKG
2 Borrowers
USD 7,359.92 Portfolio
Low Volume Product
BK(RF)
56 Borrowers
USD 161,036.58 Portfolio
Low Volume Product
KKKK
Retired Product
KSK
Retired Product
KZK
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Créditos Garantia Hipotecaria (BOB) BOB 15,000 - 9,115,000 18 - 144 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land Credit Educ
Créditos Garantia Hipotecaria (USD) USD 3,000 - 692,000 24 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land Credit Educ
Créditos Garantia Vehículo (BOB) BOB 200 - 1,175,804 1 - 120 40% - 60% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Garantia Vehículo (USD) USD 500 - 137,600 6 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Otros Garantia (BOB) BOB 200 - 742,252 1 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Otros Garantia (USD) USD 310 - 80,000 1 - 120 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kamyab Karobari Karza PKR 25,000 - 150,000 3 - 18 0% - 20% 80% - 100% Business Women, Men, Have business Credit Ins
Sunehri Karza PKR 25,000 - 150,000 3 - 24 0% - 20% 60% - 80% Business Women, Men, Have business Credit Ins
Raqam Barwaqt PKR 50,000 - 150,000 12 0% - 20% 80% - 100% Business Women, Men, Have business Credit Ins
Zarai Karza PKR 25,000 - 150,000 3 - 12 0% - 20% 0% Agriculture Women, Men, Have business Credit Ins
Kamyab Kashtkar Karza PKR 25,000 - 150,000 3 - 12 0% 0% Agriculture Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Créditos Garantia Hipotecaria (BOB) 9.0%-15.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12.5% - 14.1% 12.5% - 14.1% 63
Créditos Garantia Hipotecaria (USD) 10.0%-16.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 13.1% - 14.1% 13.1% - 14.1% 65
Créditos Garantia Vehículo (BOB) 12.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 13.8% - 16.6% 13.8% - 16.6% 53
Créditos Garantia Vehículo (USD) 14.0%-19.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 15.3% - 17% 15.3% - 17% 55
Créditos Otros Garantia (BOB) 15.0%-26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 18.1% - 26.1% 18.1% - 26.1% 63
Créditos Otros Garantia (USD) 16.0%-27.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 22.1% - 26.6% 22.1% - 26.6% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kamyab Karobari Karza 25.0%-30.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 42.7% - 55.2% 44.7% - 59.1% 45
Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 16.00% fees N/A 25.3% - 35.8% 27.3% - 40.9% 72
Raqam Barwaqt 27.0%-28.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 30.4% - 32.2% 31.7% - 33.8% 81
Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 25.8% - 39.9% 27.2% - 44.7% 86
Kamyab Kashtkar Karza 29.0%-30.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 30.6% - 35.5% 31.8% - 38.7% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Créditos Garantia Hipotecaria (BOB) 9.0%-15.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 12.5% - 14.1% 12.5% - 14.1% 63
Créditos Garantia Hipotecaria (USD) 10.0%-16.0% annual, Decl Bal 0 Fees 0 Ins Ins 0.15% Principal N/A 13.1% - 14.1% 13.1% - 14.1% 65
Créditos Garantia Vehículo (BOB) 12.0%-17.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 13.8% - 16.6% 13.8% - 16.6% 53
Créditos Garantia Vehículo (USD) 14.0%-19.0% annual, Decl Bal 0 Fees 0 Ins Ins 0.15% Principal N/A 15.3% - 17% 15.3% - 17% 55
Créditos Otros Garantia (BOB) 15.0%-26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 18.1% - 26.1% 18.1% - 26.1% 63
Créditos Otros Garantia (USD) 16.0%-27.0% annual, Decl Bal 0 Fees 0 Ins Ins 0.15% Principal N/A 22.1% - 26.6% 22.1% - 26.6% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kamyab Karobari Karza 25.0%-30.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 42.7% - 55.2% 44.7% - 59.1% 45
Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 16.00% fees N/A 25.3% - 35.8% 27.3% - 40.9% 72
Raqam Barwaqt 27.0%-28.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 30.4% - 32.2% 31.7% - 33.8% 81
Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 25.8% - 39.9% 27.2% - 44.7% 86
Kamyab Kashtkar Karza 29.0%-30.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 30.6% - 35.5% 31.8% - 38.7% 83
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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