COOPERATIVA DE AHORRO Y CREDITO FATIMA LTDA. - MFTransparency.org Truth In Lending Tables

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Institution

COOPERATIVA DE AHORRO Y CREDITO FATIMA LTDA. CALLE OBISPO PEÑA No 63Santa Cruz, Santa Cruz

Data approved: 2010-10-28

Data version: 1

Age of data: 152 months

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Institution Details

Institution Type	Credit Union / Cooperative
Is this institution regulated?	Yes
Website address	http://www.coopfatima.com/
Year established	1962
Head of Institution	OSCAR MANUEL CORONADO ESPINOZA
Regions active
# Branches	5

Total Portfolio (nat'l)	BOB 259,281,693
Total Portfolio (USD)	USD 38,412,102.67
Active clients with loans	5,240
Approximate % female clients	20% - 40%
Approximate % urban clients	80% - 100%
Network affiliations	Nacional
Funders

Loan Products » Summary

Credito Oro

141 Borrowers

USD 435,408.15 Portfolio

Active Product

Sola Firma

178 Borrowers

USD 1,272,820.15 Portfolio

Active Product

Personal

3,341 Borrowers

USD 14,039,596.89 Portfolio

Active Product

Hipotecaria

1,565 Borrowers

USD 19,300,714 Portfolio

Active Product

Diaman. -USD

458 Borrowers

USD 3,464,515 Portfolio

Active Product

Cruzada BOB

356 Borrowers

USD 1,465,142.52 Portfolio

Active Product

Vivienda

334 Borrowers

USD 4,302,502 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Crédito Oro (Bs)	BOB 70,000 - 70,000	60	0% - 20%	80% - 100%	Any Purpose	Women, Men, Have business, Salaried worker	Credit Educ, Credit Ins, Tech Asst Visits
CREDITO A SOLA FIRMA	BOB 35,000 - 75,000	36 - 60	0% - 20%	80% - 100%	Any Purpose	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Credit Ins, Tech Asst Visits
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL	BOB 7,000 - 63,000	36 - 60	40% - 60%	20% - 40%	Any Purpose	Women, Men, Have business, Salaried worker	Credit Educ, Credit Ins, Tech Asst Visits
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA	USD 1,000 - 50,000	24 - 96	0% - 20%	80% - 100%	Any Purpose	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Credit Ins, Tech Asst Visits
Diamante - USD	USD 1,001 - 15,000	60	40% - 60%	80% - 100%	Any Purpose	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Credit Ins, Tech Asst Visits
Garantía Cruzada (Bs.)	BOB 7,000 - 35,000	36 - 60	0% - 20%	80% - 100%	Any Purpose	Women, Men, Salaried worker, Specific age group	Credit Educ, Credit Ins, Tech Asst Visits
HIPOTECARIO DE VIVIENDA	USD 10,000 - 140,000	120 - 180	0% - 20%	80% - 100%	Business, Housing	Women, Men, Have business, Have home or land, Salaried worker	Credit Educ, Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Crédito Oro (Bs)	16.0% annual, Decl Bal	1 Fee	24.00 fixed	50.00 upfront	16.9%	17.6%	91
CREDITO A SOLA FIRMA	18.0% annual, Decl Bal	1 Fee	24.00 fixed	50.00 upfront	19% - 19.3%	19.7% - 20.5%	90
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL	16.0%-18.0% annual, Decl Bal	1 Fee	24.00 fixed	50.00 upfront	16.9% - 19%	17.7% - 25.9%	74
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA	13.0%-15.0% annual, Decl Bal	2 Fees	3.00 fixed	10.00 upfront	13.9% - 15.9%	14.4% - 22.5%	75
Diamante - USD	16.0% annual, Decl Bal	1 Fee	3.00 fixed	10.0% upfront	16.9% - 17%	17.3% - 17.4%	92
Garantía Cruzada (Bs.)	18.0%-20.0% annual, Decl Bal	1 Fee	24.00 fixed	50.00 upfront	20.7% - 21%	23.9% - 27.8%	71
HIPOTECARIO DE VIVIENDA	10.0%-13.0% annual, Decl Bal	2 Fees	3.00 fixed	N/A	13.2% - 13.9%	14.2% - 14.4%	70

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	119
AMPL	0	0	0	119
Arman	41,500	529,107,000	1	119
Arohan	43,500	8,091,000	2	119
ASA INDIA	164,000	15,380,000	1	119
Asirvad	113,500	19,328,000	1	119
Asmitha	1,114,800	217,867,000	1	119
Bandhan	4,048,600	674,564,000	5	119
Belstar	123,000	23,945,000	2	98
BSFL	275,200	31,590,000	3	119
Chaitanya	20,700	3,748,000	3	119
Disha Microfin	69,000	14,332,000	2	119
Equitas	1,220,000	186,415,000	4	119
ESAF	354,200	43,500,000	5	119
FFSL	150,600	35,719,000	2	119
Fusion	66,800	9,820,000	2	119
Grama Vidiyal	738,200	102,101,000	1	119
Grameen Koota	586,600	83,555,000	15	121
Janalakshmi	506,000	119,077,000	2	119
L & T Finance	399,800	37,199,000	1	119
MFL	331,800	49,083,000	1	119
MMFL	175,000	23,752,000	2	119
Mpower	13,600	2,263,000	2	119
Sahayata	0	0	0	119
Saija	24,700	4,682,000	2	119
Samasta	45,500	4,809,000	2	119
Satin	405,600	90,174,000	2	119
SCCI	115,600	15,910,000	2	119
Share	2,195,400	376,727,000	1	119
SKS	3,409,000	355,029,000	2	119
SMILE	360,200	56,927,000	1	119
SNFL	9,400	1,779,000	1	119
Sonata Finance	158,200	22,724,000	3	121
Spandana	533,400	147,240,000	2	119
Suryoday	78,600	14,713,000	3	119
SVCL	118,200	18,886,000	1	119
Swadhaar	92,800	17,166,000	3	119
Trident	68,700	8,852,000	1	119
Ujjivan	913,300	160,848,000	5	119
Utkarsh	168,600	25,915,000	3	119
VFS	175,400	19,264,000	2	119
Asomi	50,300	4,743,000	2	152
AES India	3,600	286,000	1	152
Arth	2,900	611,000	2	152
Asomi	50,300	4,743,000	2	152
Barasat GS	1,100	99,508.02	1	152
BJS	6,000	468,000	1	152
Cashpor	417,000	50,452,000	1	151
Credible	10,000	1,669,540.36	2	152
DIBAKAR	1,800	145,000	1	151
GOF	65,200	5,388,000	4	151
Hope	62,600	4,407,000	1	149
Jaago	2,700	237,000	1	150
LOK	4,900	573,000	1	151
Nano	25,600	3,660,000	2	152
NBSAAVS	28,100	2,821,000	1	149
Nirantara	8,200	917,000	2	151
Parama	7,100	482,000	1	151
Pragathi	26,200	4,579,000	6	151
PWMACS	36,500	5,946,000	1	151
Saadhana	90,900	12,046,000	2	151
Sambhav	1,500	183,000	3	151
Seba Rahara	6,700	468,000	1	151
SU	61,100	5,498,000	1	151
Swayanshree	7,900	918,000	2	151
Vikas Samiti	1,600	168,000	1	151
Vistaar	4,300	1,157,000	2	149
We The People	1,100	244,000	2	151
WEMCS	1,100	85,000	1	151
Yukti	1,100	99,000	2	151

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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