Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.coopfatima.com/ |
Year established | 1962 |
Head of Institution | OSCAR MANUEL CORONADO ESPINOZA |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | BOB 259,281,693 |
Total Portfolio (USD) | USD 38,412,102.67 |
Active clients with loans | 5,240 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Nacional |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fbpmc.ma |
Year established | 2000 |
Head of Institution | Mustapha BIDOUJ |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa, Guelmim-Oued NounEl Aiun-Saguia al Hamra, Dakhla-Oued Addahab |
# Branches | 361 |
Total Portfolio (nat'l) | MAD 1,592,889,000 |
Total Portfolio (USD) | USD 187,398,705.90 |
Active clients with loans | 217,445 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | BOB 70,000 - 70,000 | 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
CREDITO A SOLA FIRMA | BOB 35,000 - 75,000 | 36 - 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | BOB 7,000 - 63,000 | 36 - 60 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | USD 1,000 - 50,000 | 24 - 96 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Diamante - USD | USD 1,001 - 15,000 | 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Garantía Cruzada (Bs.) | BOB 7,000 - 35,000 | 36 - 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
HIPOTECARIO DE VIVIENDA | USD 10,000 - 140,000 | 120 - 180 | 0% - 20% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | MAD 3,000 - 20,000 | 6 - 30 | 60% - 80% | 80% - 100% | Business, Financement du fonds de roulement ou d'investissement | Women, Men, Have business, Jouir d'une bonne moralité | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients | |||||||
Al Mouwakaba | MAD 20,500 - 40,000 | 6 - 48 | 40% - 60% | 80% - 100% | Business, Financement du fond de roulement ou d'investissement | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Attaahil | MAD 40,500 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement du fonds de roulement et d'investissement | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Al Karaoui | MAD 3,000 - 50,000 | 6 - 48 | 20% - 40% | 80% - 100% | Business, Financement des besoins en investissement liés à lactivité de lélevage | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Attakaddoum | MAD 10,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement du Fonds de Roulement ou Investissement | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training | |||||||
Al Fardi | MAD 7,000 - 50,000 | 6 - 48 | 40% - 60% | 80% - 100% | Business, Financement du Fonds de Roulement ou d'investissement | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training, Formation Initiale pour les nouveaux clients | |||||||
Attajhiz Al Hirafi | MAD 7,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business, Financement de l'acquisition de véhicules | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training | |||||||
Attaaounia | MAD 3,000 - 50,000 | 6 - 48 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Al Milkia | MAD 3,000 - 50,000 | 6 - 120 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | 16.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 16.9% | 17.6% | 91 | ||||||||
CREDITO A SOLA FIRMA | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 19% - 19.3% | 19.7% - 20.5% | 90 | ||||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | 16.0%-18.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 16.9% - 19% | 17.7% - 25.9% | 74 | ||||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | 13.0%-15.0% annual, Decl Bal | 2 Fees | 0 Ins | 3.00 fixed | 10.00 upfront | 13.9% - 15.9% | 14.4% - 22.5% | 75 | ||||||||
Diamante - USD | 16.0% annual, Decl Bal | 1 Fee | 0 Ins | 3.00 fixed | 10.0% upfront | 16.9% - 17% | 17.3% - 17.4% | 92 | ||||||||
Garantía Cruzada (Bs.) | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 20.7% - 21% | 23.9% - 27.8% | 71 | ||||||||
HIPOTECARIO DE VIVIENDA | 10.0%-13.0% annual, Decl Bal | 2 Fees | 0 Ins | 3.00 fixed | N/A | 13.2% - 13.9% | 14.2% - 14.4% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | 25.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27.9% - 40.7% | 27.9% - 40.7% | 75 | ||||||||
Al Mouwakaba | 21.6% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.2% - 28.5% | 23.2% - 28.5% | 86 | ||||||||
Attaahil | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19.3% - 23.4% | 19.3% - 23.4% | 86 | ||||||||
Al Karaoui | 31.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 33% - 41.5% | 33% - 41.5% | 87 | ||||||||
Attakaddoum | 16.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 18% - 20.3% | 18% - 20.3% | 88 | ||||||||
Al Fardi | 26.4% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 28.9% - 33.4% | 28.9% - 33.4% | 86 | ||||||||
Attajhiz Al Hirafi | 16.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19.6% - 24% | 19.6% - 24% | 78 | ||||||||
Attaaounia | 15.6% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 16.7% - 21.8% | 16.7% - 21.8% | 81 | ||||||||
Al Milkia | 12.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 11.2% - 13% | 11.2% - 13% | 96 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | 16.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 16.9% | 17.6% | 91 | ||||||||
CREDITO A SOLA FIRMA | 18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 19% - 19.3% | 19.7% - 20.5% | 90 | ||||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | 16.0%-18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 16.9% - 19% | 17.7% - 25.9% | 74 | ||||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | 13.0%-15.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 3.00 fixed | 10.00 upfront | 13.9% - 15.9% | 14.4% - 22.5% | 75 | ||||||||
Diamante - USD | 16.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 3.00 fixed | 10.0% upfront | 16.9% - 17% | 17.3% - 17.4% | 92 | ||||||||
Garantía Cruzada (Bs.) | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 20.7% - 21% | 23.9% - 27.8% | 71 | ||||||||
HIPOTECARIO DE VIVIENDA | 10.0%-13.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 3.00 fixed | N/A | 13.2% - 13.9% | 14.2% - 14.4% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Al Intilaka | 25.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 27.9% - 40.7% | 27.9% - 40.7% | 75 | ||||||||
Al Mouwakaba | 21.6% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 23.2% - 28.5% | 23.2% - 28.5% | 86 | ||||||||
Attaahil | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 19.3% - 23.4% | 19.3% - 23.4% | 86 | ||||||||
Al Karaoui | 31.2% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 33% - 41.5% | 33% - 41.5% | 87 | ||||||||
Attakaddoum | 16.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 18% - 20.3% | 18% - 20.3% | 88 | ||||||||
Al Fardi | 26.4% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 28.9% - 33.4% | 28.9% - 33.4% | 86 | ||||||||
Attajhiz Al Hirafi | 16.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 19.6% - 24% | 19.6% - 24% | 78 | ||||||||
Attaaounia | 15.6% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 16.7% - 21.8% | 16.7% - 21.8% | 81 | ||||||||
Al Milkia | 12.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 11.2% - 13% | 11.2% - 13% | 96 |
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