Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.coopfatima.com/ |
Year established | 1962 |
Head of Institution | OSCAR MANUEL CORONADO ESPINOZA |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | BOB 259,281,693 |
Total Portfolio (USD) | USD 38,412,102.67 |
Active clients with loans | 5,240 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Nacional |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2002 |
Head of Institution | Maria Anna de Rosas-Ignacio |
Regions active | |
# Branches | 17 |
Total Portfolio (nat'l) | PhP 87,849,633 |
Total Portfolio (USD) | USD 2,101,665.86 |
Active clients with loans | 17,800 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI), Partnership for Philippine Support Service Agencies (PHILSSA), Philippine Council for NGO Certification (PCNC), RIMANSI (K-MBA) |
Funders | PCFC, BPI Bangko, Peace and Equity Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | BOB 70,000 - 70,000 | 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
CREDITO A SOLA FIRMA | BOB 35,000 - 75,000 | 36 - 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | BOB 7,000 - 63,000 | 36 - 60 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | USD 1,000 - 50,000 | 24 - 96 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Diamante - USD | USD 1,001 - 15,000 | 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Garantía Cruzada (Bs.) | BOB 7,000 - 35,000 | 36 - 60 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Salaried worker, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
HIPOTECARIO DE VIVIENDA | USD 10,000 - 140,000 | 120 - 180 | 0% - 20% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Credit Ins, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 80% - 100% | Education | Women, Men, Have home or land, Has an existing K-Negosyo loan | Group Mtgs | |||||||
K-Kalusugan | PHP 380 - 3,920 | 3 - 6 | 80% - 100% | 80% - 100% | Health | Women, Men, Have home or land, Must be in loan cycle 2 of K-Negosyo | Group Mtgs, Health checks | |||||||
K-Negosyo | PHP 3,000 - 150,000 | 3 - 9 | 80% - 100% | 80% - 100% | Business | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance, Fire and Catastrophe Insurance (by 2011) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | 16.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 16.9% | 17.6% | 91 | ||||||||
CREDITO A SOLA FIRMA | 18.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 19% - 19.3% | 19.7% - 20.5% | 90 | ||||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | 16.0%-18.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 16.9% - 19% | 17.7% - 25.9% | 74 | ||||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | 13.0%-15.0% annual, Decl Bal | 2 Fees | 0 Ins | 3.00 fixed | 10.00 upfront | 13.9% - 15.9% | 14.4% - 22.5% | 75 | ||||||||
Diamante - USD | 16.0% annual, Decl Bal | 1 Fee | 0 Ins | 3.00 fixed | 10.0% upfront | 16.9% - 17% | 17.3% - 17.4% | 92 | ||||||||
Garantía Cruzada (Bs.) | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins | 24.00 fixed | 50.00 upfront | 20.7% - 21% | 23.9% - 27.8% | 71 | ||||||||
HIPOTECARIO DE VIVIENDA | 10.0%-13.0% annual, Decl Bal | 2 Fees | 0 Ins | 3.00 fixed | N/A | 13.2% - 13.9% | 14.2% - 14.4% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Oro (Bs) | 16.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 16.9% | 17.6% | 91 | ||||||||
CREDITO A SOLA FIRMA | 18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 19% - 19.3% | 19.7% - 20.5% | 90 | ||||||||
DE CONSUMO Y MIC. CRED. CON GTIA. PERSONAL | 16.0%-18.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 16.9% - 19% | 17.7% - 25.9% | 74 | ||||||||
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA | 13.0%-15.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 3.00 fixed | 10.00 upfront | 13.9% - 15.9% | 14.4% - 22.5% | 75 | ||||||||
Diamante - USD | 16.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 3.00 fixed | 10.0% upfront | 16.9% - 17% | 17.3% - 17.4% | 92 | ||||||||
Garantía Cruzada (Bs.) | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 24.00 fixed | 50.00 upfront | 20.7% - 21% | 23.9% - 27.8% | 71 | ||||||||
HIPOTECARIO DE VIVIENDA | 10.0%-13.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 3.00 fixed | N/A | 13.2% - 13.9% | 14.2% - 14.4% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
K-Edukasyon | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.2% - 58.3% | 57.2% - 58.3% | 51 | ||||||||
K-Kalusugan | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 57.8% - 60.3% | 57.8% - 60.3% | 50 | ||||||||
K-Negosyo | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 55.00 ongoing | 70.6% - 71.5% | 66% - 158.3% | 35 |
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