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Institution

Crédito con Educación Rural Calle Demetrio Canelas Nro. 27 entre calles 16 y 17 de Obrajes, MurilloLa Paz, Bolivia13748
Data approved: 2013-08-15
Data version: 3
Age of data: 90 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.crecer.org.bo/
Year established1999
Head of InstitutionJosé Auad Lema
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches9

Total Portfolio (nat'l)BOB 910,004,033.70
Total Portfolio (USD)USD 134,815,412.40
Active clients with loans167,043
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsFINRURAL, FOROLAC, PROCOSI
Funders

Loan Products » Summary

112,789 Borrowers
USD 50,605,697.63 Portfolio
Active Product
2,615 Borrowers
USD 7,958,924 Portfolio
Active Product
18,879 Borrowers
USD 47,475,532.15 Portfolio
Active Product
4,627 Borrowers
USD 14,604,213.93 Portfolio
Active Product
756 Borrowers
USD 3,540,515 Portfolio
Active Product
809 Borrowers
USD 936,721.93 Portfolio
Active Product
419 Borrowers
USD 1,352,590.37 Portfolio
Active Product
25,920 Borrowers
USD 7,906,821.93 Portfolio
Active Product
57 Borrowers
USD 96,389.78 Portfolio
Active Product
29 Borrowers
USD 54,848 Portfolio
Low Volume Product
4 Borrowers
USD 15,215 Portfolio
Low Volume Product
36 Borrowers
USD 19,252.15 Portfolio
Low Volume Product
27 Borrowers
USD 59,331 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 100 - 15,000 5.3 - 11.3 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Servicios de Salud a través de alianzas estratégicas
Credito Individual - USD USD 100 - 10,000 13 - 80.53 60% - 80% 40% - 60% Business, Housing, Education, Other Women, Men, Have business Credit Educ, Credit Ins, Business Training, Other Training
Credito Individual - BOB BOB 700 - 70,000 3.03 - 87.8 80% - 100% 40% - 60% Business, Housing, Education, Other Women, Men, Have business Credit Educ, Credit Ins, Business Training, Other Training, Capacitación en temas de salud
Crédito Agropecuario - BOB BOB 700 - 70,000 4.6 - 83.13 20% - 40% 0% - 20% Business, Agriculture, Other Women, Men, Have business Credit Educ, Credit Ins
Crédito Agropecuario - USD USD 100 - 10,000 10.7 - 71.3 20% - 40% 0% - 20% Business, Agriculture, Other Women, Men, Have business Credit Educ, Credit Ins
Crédito para Consumo - BOB BOB 700 - 70,000 3.4 - 61.2 0% - 20% 40% - 60% Consumer, Other Women, Men, Have business, Salaried worker Credit Educ, Credit Ins
Crédito para Vivienda - BOB BOB 700 - 70,000 5 - 49.7 40% - 60% 40% - 60% Housing, Other Women, Men, Have business, Salaried worker Credit Educ, Credit Ins
Crédito Oportuno BOB 500 - 3,000 0.7 - 16.9 80% - 100% 40% - 60% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Crédito al Personal - BOB BOB 700 - 35,000 18.6 - 37.2 40% - 60% 40% - 60% Other Women, Men, Salaried worker Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 34.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 20.00% ongoing 36% 50.6% - 51.4% 66
Credito Individual - USD 16.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16.3% - 22.4% 16.3% - 22.4% 82
Credito Individual - BOB 12.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17.4% - 23.7% 17.4% - 23.7% 62
Crédito Agropecuario - BOB 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 18.4% - 24.6% 18.4% - 24.6% 87
Crédito Agropecuario - USD 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 19.1% - 23.4% 19.1% - 23.4% 86
Crédito para Consumo - BOB 19.0%-30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.4% - 27.5% 20.4% - 27.5% 75
Crédito para Vivienda - BOB 19.0% annual, Decl Bal 0 Fees 0 Ins None N/A 18.8% - 19.4% 18.8% - 19.4% 99
Crédito Oportuno 32.1% annual, Decl Bal 0 Fees 0 Ins None N/A 32.6% - 32.7% 32.6% - 32.7% 98
Crédito al Personal - BOB 12.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
APAS320128,0002123
BRAC-UGA139,20028,254,000380
Centenary Bank133,802221,144,2314104
EBO SACCO1,5001,240,3822104
Equity Bank13,06957,252,0040104
Finance Trust22,55517,520,4245104
FINCA-UGA56,30027,402,000478
Five Talents5,365368,0572104
Gatsby1,3462,440,2362104
Habitat Uganda858265,5081104
Hofokam20,9084,793,2006104
KACITA15660,3181104
Madfa SACCO4,832288,6745104
Opportunity23,73413,560,84613104
RUCREF5,557898,3804123
Rushere SACCO983574,5492104
SAO20462,7681104
Silver Upholders2,111189,1894104
THPU6,528676,3911104
UGAFODE8,1974,720,4469104
VF Uganda13,0723,221,6755104
Wakiso513276,0001104
Y-SAVE2081,686,4851104
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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