Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.ecofuturo.com.bo/ |
Year established | 1998 |
Head of Institution | Joaquin Fernando Mompo Siles |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
# Branches | 9 |
Total Portfolio (nat'l) | BOB 1,640,984,134 |
Total Portfolio (USD) | USD 243,108,760.60 |
Active clients with loans | 59,512 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1998 |
Head of Institution | Worku Tsega |
Regions active | |
# Branches | 51 |
Total Portfolio (nat'l) | ETB 119,816,176 |
Total Portfolio (USD) | USD 6,511,748.70 |
Active clients with loans | 45,331 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, Vision Fund International |
Funders | World Vision |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | BOB 350 - 3,500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Business, Agriculture, Consumer, Education, Other | Women, Men, Have business | Credit Ins | |||||||
Eco - USD | USD 300 - 500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Business, Agriculture, Consumer, Education, Other | Women, Men, Have business | Credit Ins | |||||||
Eco - Vivienda (BOB) | BOB 35,000 - 3,500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Compra de Vivienda, Construcción | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
Eco - Vivienda (USD) | USD 5,000 - 500,000 | 3 - 120 | 20% - 40% | 60% - 80% | Compra de Vivienda, Construcción | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
Eco - Hagar (BOB) | BOB 3,500 - 68,600 | 3 - 48 | 20% - 40% | 40% - 60% | Construcción de Vivienda, Refacción, remodelación y ampliación | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Agricultural Loan | ETB 2,500 - 4,500 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, 75% of group members has to be women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Consumption Loan | ETB 3,000 - 5,000 | 10 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Men, Salaried worker | Credit Educ, Group Mtgs | |||||||
Enterprise loan | ETB 4,500 - 8,000 | 9 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Must have at least one employee, Must have at least a certain minimum capital limit. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Individual Loan | ETB 4,000 - 50,000 | 9 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | 10.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15% - 27.7% | 16% - 29.3% | 40 | ||||||||
Eco - USD | 9.2%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 12% - 28.9% | 13.8% - 30.5% | 47 | ||||||||
Eco - Vivienda (BOB) | 6.0%-23.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 9.9% - 23.7% | 11% - 24.8% | 37 | ||||||||
Eco - Vivienda (USD) | 8.9%-26.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 11.4% - 25.7% | 13.3% - 26.7% | 47 | ||||||||
Eco - Hagar (BOB) | 11.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 20.1% - 24.9% | 21.1% - 26.6% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco - BOB | 10.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15% - 27.7% | 16% - 29.3% | 40 | ||||||||
Eco - USD | 9.2%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 12% - 28.9% | 13.8% - 30.5% | 47 | ||||||||
Eco - Vivienda (BOB) | 6.0%-23.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 9.9% - 23.7% | 11% - 24.8% | 37 | ||||||||
Eco - Vivienda (USD) | 8.9%-26.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 11.4% - 25.7% | 13.3% - 26.7% | 47 | ||||||||
Eco - Hagar (BOB) | 11.0%-30.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 20.1% - 24.9% | 21.1% - 26.6% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
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