2. PRODEM
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Hluvuku-ADSEMA
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FFP Prodem S.A. Belisario Salinas # 520La Paz13963
Data approved: 2013-09-06
Data version: 2
Age of data: 123 months
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Institution

HLUVUKU-ADSEMA Rua Principal, Bela Vista Parcela 33Bela Vista, Maputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp:// www.prodemffp.com
Year established2000
Head of InstitutionJose Noel Zamora
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches111

Total Portfolio (nat'l)BOB 422,075,707
Total Portfolio (USD)USD 62,529,734.37
Active clients with loans44,919
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2001
Head of InstitutionBernardo Lu?s Tembe
Regions active0
# Branches6

Total Portfolio (nat'l)MT 69,146,163
Total Portfolio (USD)USD 2,230,521.39
Active clients with loans5,106
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersFord Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib

Loan Products » Summary

Estacional
1,096 Borrowers
USD 28,796,464.44 Portfolio
Active Product
Micro
4,855 Borrowers
USD 15,485,046.96 Portfolio
Active Product
Relampago
38,960 Borrowers
USD 18,247,080.44 Portfolio
Active Product
Solidario
8 Borrowers
USD 1,142.52 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Com & Serv
1,429 Borrowers
USD 624,546 Portfolio
Active Product
Agro
614 Borrowers
USD 267,663 Portfolio
Active Product
Habit & Cons
3,063 Borrowers
USD 1,338,313 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Estacional BOB 24,000 - 140,000 1 - 6 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Linea de Credito Microefectivo BOB 400 - 80,000 1 - 24 60% - 80% 60% - 80% Business, Agriculture Women, Men, Have business Credit Ins
Relámpago BOB 400 - 80,000 1 - 18 60% - 80% 40% - 60% Business, Agriculture Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercio & Servicos MZN 5,000 - 350,000 4 - 18 60% - 80% 0% - 20% Business Women Credit Educ, Group Mtgs, Business Training
Credito Agro-pecuaria/ Agro-negocios MZN 5,000 - 200,000 6 - 18 40% - 60% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Credito Habitacao e Bens de consumo MZN 5,000 - 200,000 6 - 18 40% - 60% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Estacional 16.0%-27.0% annual, Decl Bal 0 Fees 2 Ins None N/A 15.6% - 17.4% 16.4% - 18.5% 92
Linea de Credito Microefectivo 14.0%-29.5% annual, Decl Bal 0 Fees 2 Ins None N/A 21.1% - 26.1% 21.9% - 26.9% 58
Relámpago 26.0%-30.5% annual, Decl Bal 0 Fees 2 Ins None N/A 26.1% - 29.5% 26.9% - 30.4% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Estacional 16.0%-27.0% annual, Decl Bal 0 Fees 2 Ins Ins None N/A 15.6% - 17.4% 16.4% - 18.5% 92
Linea de Credito Microefectivo 14.0%-29.5% annual, Decl Bal 0 Fees 2 Ins Ins None N/A 21.1% - 26.1% 21.9% - 26.9% 58
Relámpago 26.0%-30.5% annual, Decl Bal 0 Fees 2 Ins Ins None N/A 26.1% - 29.5% 26.9% - 30.4% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 0% 0% N/A
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
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