2. FONDECO
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Eshet
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FONDECO Calle Pico de Monte # 121Santa Cruz de la Sierra, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution

Eshet MFI Head OfficeAddis AbabaPO Box 23923
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.fondeco.org/
Year established1995
Head of InstitutionMaría Eugenia Moscoso
Regions active0
# Branches0

Total Portfolio (nat'l)BOB 68,682,039
Total Portfolio (USD)USD 10,026,575.04
Active clients with loans12,465
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsINAFI, GRAMEEN, FINRURAL
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionMerga Bekele
Regions active
# Branches12

Total Portfolio (nat'l)ETB 44,028,216
Total Portfolio (USD)USD 2,392,837.83
Active clients with loans24,199
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN
FundersRUFIP, Oxfam Novib

Loan Products » Summary

Comunales
9,147 Borrowers
USD 2,433,464.67 Portfolio
Active Product
Micro USD
2,560 Borrowers
USD 6,524,464 Portfolio
Active Product
Micro BOB
758 Borrowers
USD 954,349.05 Portfolio
Active Product

Loan Products » Summary

Business
1,827 Borrowers
USD 167,498.64 Portfolio
Active Product
Employee
528 Borrowers
USD 143,570.27 Portfolio
Active Product
Agriculture
16,472 Borrowers
USD 2,081,768.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fondos Comunales BOB 500 - 10,000 6 - 12 60% - 80% 20% - 40% Any Purpose Women, Men, Cada grupo deber estar compuesto por al menos 75% de mujeres Group Mtgs, Credit Ins, Other Training, Adiestramiento sobre la tecnología de banca comunal y el manejo del crédito
Microcredito - USD USD 500 - 105,000 3 - 60 20% - 40% 0% - 20% Business, Housing, Consumer Women, Men Credit Ins
Microcredito - BOB BOB 3,500 - 735,000 3 - 84 20% - 40% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan ETB 500 - 7,500 6 - 18 40% - 60% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Employee Loan ETB 500 - 10,000 6 - 18 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins
Rural Agricultural Loan ETB 500 - 7,500 6 - 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fondos Comunales 28.0%-32.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 15.00% ongoing 0% 0% N/A
Microcredito - USD 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Microcredito - BOB 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fondos Comunales 28.0%-32.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 15.00% ongoing 0% 0% N/A
Microcredito - USD 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Microcredito - BOB 13.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89
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