| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.fassil.com.bo/ |
| Year established | 1996 |
| Head of Institution | Juan Ricardo Mertens Olmos |
| Regions active | Chuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija |
| # Branches | 109 |
| Total Portfolio (nat'l) | BOB 2,194,299,220 |
| Total Portfolio (USD) | USD 325,081,365.90 |
| Active clients with loans | 57,688 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders | Santa Cruz Financial Group S.A., Nacional Vida Seguros de Personas S.A., Latina Seguros Patrimoniales S.A., Juan Ricardo Mertens Olmos |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credifassil Microempresas | BOB 7,000 - 140,000 | 3 - 96 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
| Credifassil Pyme | BOB 7,000 - 9,671,865 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credito Vivienda | BOB 35,000 - 9,671,865 | 12 - 36 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business, Have home or land | Credit Ins | |||||||
| Credito Vivienda (USD) | USD 5,000 - 9,671,865 | 12 - 36 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
| Libre Disponibilidad (Microempresas y Pyme) | BOB 7,000 - 9,671,865 | 3 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credifassil Microempresas | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 29.2% | 14.3% - 29.2% | 59 | ||||||||
| Credifassil Pyme | 13.0%-28.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 13.1% - 21.1% | 14.3% - 22.3% | 77 | ||||||||
| Credito Vivienda | 11.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 14.1% - 18.1% | 15.5% - 19.5% | 62 | ||||||||
| Credito Vivienda (USD) | 13.0%-20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 16.1% - 20.1% | 17.5% - 21.5% | 65 | ||||||||
| Libre Disponibilidad (Microempresas y Pyme) | 18.0%-32.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% - 32% | 23.3% - 33.2% | 67 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 101 |
| Adok Timo | 4,200 | 570,000 | 4 | 133 |
| BIMAS | 11,100 | 4,679,000 | 7 | 101 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 101 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 101 |
| Family Bank | 43,200 | 90,700,000 | 5 | 133 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 101 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 101 |
| KADET | 12,900 | 5,402,000 | 4 | 101 |
| K-Rep | 0 | 0 | 0 | 101 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 133 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 101 |
| LKL | 13,100 | 9,311,000 | 10 | 93 |
| MKL | 18,200 | 5,989,000 | 6 | 78 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 101 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 101 |
| RAFODE | 2,900 | 356,000 | 1 | 101 |
| SISDO | 7,300 | 3,657,000 | 11 | 101 |
| Yehu | 14,000 | 3,149,000 | 11 | 101 |
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