| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.grupofortaleza.com.bo/ |
| Year established | 2002 |
| Head of Institution | Nelson Hinojosa Jimenez |
| Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Santa Cruz, Tarija |
| # Branches | 7 |
| Total Portfolio (nat'l) | BOB 1,120,213,180 |
| Total Portfolio (USD) | USD 165,957,508.10 |
| Active clients with loans | 21,147 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | ASOFIN |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anticrédito Hoy | BOB 15,000 - 140,000 | 25 - 62 | 40% - 60% | 60% - 80% | Business, Activo Fijo | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
| Dinero Hoy | BOB 15,000 - 30,000 | 6 - 50 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
| Linea de Credito Optima | BOB 14,000 - 140,000 | 27 - 118 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
| Crédito Tasa 0 | BOB 1,440 - 35,000 | 24 - 61 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
| Crédito Capital Expreso | BOB 70,000 - 350,000 | 5 - 69 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
| Crédito Hipotecario de Vivienda | BOB 70,000 - 14,000,000 | 24 - 305 | 0% - 20% | 60% - 80% | Vivienda | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
| Crédito Vehículo Nuevo | BOB 40,000 - 700,000 | 49 - 98 | 20% - 40% | 60% - 80% | Uso particular compra vehiculo nuevo | Women, Men, Salaried worker | Credit Ins | |||||||
| Crédito de Consumo | BOB 16,000 - 600,000 | 1 - 152 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Crédito para Capital de Operaciones | BOB 16,000 - 350,000 | 3 - 119 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins | |||||||
| Crédito para Capital de Inversión | BOB 16,000 - 350,000 | 3 - 244 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Anticrédito Hoy | 20.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.1% | 21% | 96 | ||||||||
| Dinero Hoy | 22.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.1% | 22.9% | 96 | ||||||||
| Linea de Credito Optima | 21.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 21.7% | 22.5% | 96 | ||||||||
| Crédito Tasa 0 | 19.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 19.1% | 20% | 95 | ||||||||
| Crédito Capital Expreso | 15.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.2% - 17.9% | 16% - 20% | 59 | ||||||||
| Crédito Hipotecario de Vivienda | 11.0%-18.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 15.3% - 18.6% | 16.4% - 19.5% | 43 | ||||||||
| Crédito Vehículo Nuevo | 12.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 12.1% | 13% | 62 | ||||||||
| Crédito de Consumo | 17.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 27.6% | 18% - 28.4% | 100 | ||||||||
| Crédito para Capital de Operaciones | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.6% - 27.6% | 19.5% - 28.4% | 100 | ||||||||
| Crédito para Capital de Inversión | 18.0%-27.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 27.6% | 19% - 27.8% | 100 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 146 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 102 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 126 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 126 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 126 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 126 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 100 |
| Five Talents | 5,365 | 368,057 | 2 | 126 |
| Gatsby | 1,346 | 2,440,236 | 2 | 126 |
| Habitat Uganda | 858 | 265,508 | 1 | 126 |
| Hofokam | 20,908 | 4,793,200 | 6 | 126 |
| KACITA | 156 | 60,318 | 1 | 126 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 126 |
| Opportunity | 23,734 | 13,560,846 | 13 | 126 |
| RUCREF | 5,557 | 898,380 | 4 | 146 |
| Rushere SACCO | 983 | 574,549 | 2 | 126 |
| SAO | 204 | 62,768 | 1 | 126 |
| Silver Upholders | 2,111 | 189,189 | 4 | 126 |
| THPU | 6,528 | 676,391 | 1 | 126 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 126 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 126 |
| Wakiso | 513 | 276,000 | 1 | 126 |
| Y-SAVE | 208 | 1,686,485 | 1 | 126 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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