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Institution

Fundación Agrocapital Calle Nataniel Aguirre No. S-669Cochabamba, Cercado5901
Data approved: 2010-10-28
Data version: 1
Age of data: 137 months

Institution

BANCO D-MIRO S.A. Cooperativa Americo Vespucio II Manzana A Solar 8Guayaquil, GuayasN/A
Data approved: 2011-06-27
Data version: 1
Age of data: 129 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.agrocapital.org.bo/
Year established1992
Head of InstitutionJorge Gonzalo Noda Miranda
Regions active
# Branches16

Total Portfolio (nat'l)BOB 180,022,209
Total Portfolio (USD)USD 26,669,956.89
Active clients with loans22,140
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsASOFIN, ETIMOS
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.d-miro.org/
Year established2010
Head of InstitutionCarlos Egas Guerra
Regions active
# Branches14

Total Portfolio (nat'l)USD 33,162,498
Total Portfolio (USD)USD 33,162,498
Active clients with loans37,455
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsRed Financiera Rural
FundersPettelaar Effectenbewaarbedrijf N.V. - SNS, Triple Jump, Microvest Fund, Credit Suisse Microfinance Fund Management Company

Loan Products » Summary

14,946 Borrowers
USD 2,743,570.07 Portfolio
Active Product
529 Borrowers
USD 1,265,111.79 Portfolio
Active Product
107 Borrowers
USD 104,671.67 Portfolio
Active Product
111 Borrowers
USD 433,734 Portfolio
Active Product
738 Borrowers
USD 484,361.04 Portfolio
Active Product
2,807 Borrowers
USD 3,614,561.85 Portfolio
Active Product
95 Borrowers
USD 205,487.54 Portfolio
Active Product
2,525 Borrowers
USD 7,983,545.76 Portfolio
Active Product
10 Borrowers
USD 20,294.32 Portfolio
Low Volume Product
39 Borrowers
USD 19,162.70 Portfolio
Low Volume Product
20 Borrowers
USD 19,628.24 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

1,848 Borrowers
USD 1,535,932.83 Portfolio
Active Product
536 Borrowers
USD 98,301.18 Portfolio
Active Product
274 Borrowers
USD 186,658.07 Portfolio
Active Product
30,054 Borrowers
USD 21,578,604.36 Portfolio
Active Product
233 Borrowers
USD 82,092.15 Portfolio
Active Product
322 Borrowers
USD 1,463,939.66 Portfolio
Active Product
1,556 Borrowers
USD 1,157,907.63 Portfolio
Active Product
2,043 Borrowers
USD 1,563,054.44 Portfolio
Active Product
46 Borrowers
USD 26,206.86 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 300 - 12,000 4 - 8 60% - 80% 80% - 100% Any Purpose Women, Men, Buenos antecedentes crediticios. Solvencia Moral., Los interesados deben ser mayores de edad no mayores a 65 años. N/A
BOB 400 - 300,000 6 - 60 20% - 40% 0% - 20% Business, Housing, Para capital de Inversiones , Para capital de Operaciones Women, Men, Have business Credit Ins
CRÉDITO DE CONSUMO (Asalariado) - USD USD 1,000 - 2,000 12 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Salaried worker, AntigàŒedad mínima de 1 año en trabajo. Buenos antecedentes personales y crediticios. Credit Ins
Microcrédito Vivienda (USD) USD 600 - 12,000 12 - 60 20% - 40% 0% - 20% Housing Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito I (Microcrédito Secuencial) BOB 1,000 - 44,000 4 - 60 40% - 60% 0% - 20% Business, Housing Women, Men, Have business, Good credit history , Owning profitable or sustainable business Credit Ins
Plan Microcrédito I (Microcrédito Secuencial) (USD) USD 195 - 12,000 6 - 60 40% - 60% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito II (No Secuencial) BOB 5,000 - 71,000 12 - 60 40% - 60% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins
Plan Microcrédito II (No Secuencial) (USD) USD 300 - 12,000 3 - 60 20% - 40% 0% - 20% Business Women, Men, Have business, Buenos antecedentes personales y crediticios. Actividad económica y financieramente viable. Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito Asalariado USD 600 - 2,000 10 - 12 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins
Grupo Solidario USD 400 - 800 6 - 12 80% - 100% 80% - 100% Business Women, Men, Have business Credit Ins
Jovénes Emprendedores USD 600 - 1,000 6 - 36 40% - 60% 80% - 100% Business Women, Men, Specific age group Credit Ins
Microcrédito Individual USD 400 - 20,000 10 - 36 60% - 80% 60% - 80% Business Women, Men, Have business Credit Ins
Microcrédito Individual Vida USD 400 - 20,000 6 - 36 40% - 60% 80% - 100% Business Women, Men, Have business, Specific age group Credit Ins, Servicio de protección familiar en caso de fallecimiento del titular o conyuge, incapacidad total y permanente
Microcrédito Preferencial USD 5,000 - 20,000 12 - 36 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Microcrédito Triangular USD 800 - 2,000 6 - 36 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Microcrédito Vivienda USD 1,000 - 20,000 6 - 36 40% - 60% 80% - 100% Business, Housing Women, Men, Have business, Have home or land Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 30.0% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 20.00% ongoing 30.7% - 30.8% 47.8% - 48.6% 62
11.0%-21.5% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 18.4% - 23.3% 18.5% - 23.4% 53
CRÉDITO DE CONSUMO (Asalariado) - USD 22.5%-26.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 25.8% 26% 87
Microcrédito Vivienda (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 24.9% - 32.2% 25% - 32.3% 75
Plan Microcrédito I (Microcrédito Secuencial) 25.0%-32.0% annual, Decl Bal 2 Fees 0 Ins None N/A 32% - 34.4% 32% - 34.4% 75
Plan Microcrédito I (Microcrédito Secuencial) (USD) 22.0%-35.8% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 26.9% - 31.3% 27.1% - 31.6% 72
Plan Microcrédito II (No Secuencial) 24.5%-32.0% annual, Decl Bal 2 Fees 0 Ins None N/A 30% - 33.3% 30% - 33.3% 76
Plan Microcrédito II (No Secuencial) (USD) 21.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 24.9% - 31.3% 25% - 31.5% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Asalariado 15.2% annual, Decl Bal 1 Fee 0 Ins None N/A 15.4% 28.2% - 29.3% 53
Grupo Solidario 26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.3% 40.2% - 41.6% 65
Jovénes Emprendedores 26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.3% 39.4% - 40.5% 67
Microcrédito Individual 22.9%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.9% - 27.3% 37.5% - 39.7% 59
Microcrédito Individual Vida 22.9%-26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 27.3% 27.3% 84
Microcrédito Preferencial 21.0%-24.5% annual, Decl Bal 1 Fee 0 Ins None N/A 21.3% - 23.3% 24.6% - 26.9% 80
Microcrédito Triangular 26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.3% 39.5% - 41.6% 66
Microcrédito Vivienda 22.9%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.3% 39.2% - 40.1% 57

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 20.00% ongoing 30.7% - 30.8% 47.8% - 48.6% 62
11.0%-21.5% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 18.4% - 23.3% 18.5% - 23.4% 53
CRÉDITO DE CONSUMO (Asalariado) - USD 22.5%-26.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 25.8% 26% 87
Microcrédito Vivienda (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 24.9% - 32.2% 25% - 32.3% 75
Plan Microcrédito I (Microcrédito Secuencial) 25.0%-32.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 32% - 34.4% 32% - 34.4% 75
Plan Microcrédito I (Microcrédito Secuencial) (USD) 22.0%-35.8% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 26.9% - 31.3% 27.1% - 31.6% 72
Plan Microcrédito II (No Secuencial) 24.5%-32.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30% - 33.3% 30% - 33.3% 76
Plan Microcrédito II (No Secuencial) (USD) 21.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 24.9% - 31.3% 25% - 31.5% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito Asalariado 15.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 15.4% 28.2% - 29.3% 53
Grupo Solidario 26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.3% 40.2% - 41.6% 65
Jovénes Emprendedores 26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.3% 39.4% - 40.5% 67
Microcrédito Individual 22.9%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.9% - 27.3% 37.5% - 39.7% 59
Microcrédito Individual Vida 22.9%-26.9% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 27.3% 27.3% 84
Microcrédito Preferencial 21.0%-24.5% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 21.3% - 23.3% 24.6% - 26.9% 80
Microcrédito Triangular 26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.3% 39.5% - 41.6% 66
Microcrédito Vivienda 22.9%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.3% 39.2% - 40.1% 57
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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