2. FUBODE
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Boliviana Para el Desarrollo Calle Antezana No 216 entre Colombia, CercadoCochabamba, Bolivia
Data approved: 2013-08-20
Data version: 2
Age of data: 123 months
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Product

Grupo Comunal (Banco Comunal) Product 3 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 72,424,406
Portfolio (USD)USD 10,729,541.63
Active Clients with Loans21,944
Approximate % Female Clients80% - 100%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Modalidad de crédito direccionado preferentemente a mujeres microempresarias organizadas bajo el enfoque de garantia solidaria mancomunada é indivisible,
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other trainingx
OtherEducacion No Financiera (Agua, Saneamiento, Manejo de Residuos Solidos)
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveChuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 200
Maximum loan size14,500
Distribution at Disbursement (Est.)
Loans less than BOB 10,00090%
BOB 10,000-40,00010%
BOB 40,000-70,0000
BOB 70,000-100,0000
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term9.0 months
Approx average7.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months90%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeksx
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest30.00%
Highest quoted nominal interest36.00%
Reason(s) why interest rate variesTime as Client, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionReposicion de Formularios
% of loan amount - min0.50%
% of loan amount - max0.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionEl Cliente Seguro de Vida
% of loan amount - min0.16%
% of loan amount - max0.36%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationLa comisión es 0.04% mensual cargado sólo al saldo del préstamo pendiente.
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited10.00%
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Grupo Comunal (Banco Comunal) samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountBOB 500BOB 3,000BOB 5,000BOB 7,500BOB 10,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-11-292013-11-292013-11-302013-11-252013-11-25
Loan Term (Months)7.0 months7.0 months7.0 months9.0 months9.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditBOB 67.49BOB 406.77BOB 677.67BOB 1,280.53BOB 1,708.39
True Price by Comp         
Interest price component35.7%35.7%36.0%36.7%36.7%
Fee Component1.5%1.5%1.5%1.3%1.3%
Insurance Component0.5%0.5%0.5%0.4%0.4%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component18.0%17.5%17.8%18.5%18.4%
Full APR (int fee ins tax dep)55.7%55.2%55.8%56.9%56.8%
Transparency Index5454545353
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Grupo Comunal (Banco Comunal) Price Graphs


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  2. PRASAC
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

PRASAC Building 212, Street 271, Sangkat Tuol Tumpoung IIKhan ChamkarmornPhnom Penh
Data approved: 2013-03-25
Data version: 3
Age of data: 132 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.prasac.com.kh/
Year established1995
Head of InstitutionSim Senacheert
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches168

Total Portfolio (nat'l)KHR 980,669,000,000
Total Portfolio (USD)USD 248,270,632.90
Active clients with loans138,525
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMixMarket, Banking With the Poor Network, APRACA
FundersDragon Capital Group, FMO, BIO, LOLC

Loan Products » Summary

Agric USD
16,858 Borrowers
USD 40,039,791 Portfolio
Active Product
Agric KHR
35,522 Borrowers
USD 40,495,949.37 Portfolio
Active Product
Biodigester
1,082 Borrowers
USD 404,112 Portfolio
Active Product
Business KHR
13,870 Borrowers
USD 14,074,012.11 Portfolio
Active Product
Business USD
30,716 Borrowers
USD 100,526,647 Portfolio
Active Product
Consume KHR
9,338 Borrowers
USD 7,740,831.30 Portfolio
Active Product
Consume USD
23,576 Borrowers
USD 47,278,739 Portfolio
Active Product
Group KHR
7,527 Borrowers
USD 1,366,796.35 Portfolio
Active Product
Group USD
36 Borrowers
USD 4,350 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Loan (USD) USD 75 - 50,000 4 - 48 60% - 80% 0% - 20% Business, Agriculture Women, Men, Have home or land
Agricultural Production Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Business, Agriculture Women, Men, Have home or land
Biodigester Loan (USD) USD 150 - 1,000 4 - 24 60% - 80% 0% - 20% Business Women, Men, Have home or land
Business Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land
Business Loan (USD) USD 75 - 50,000 4 - 48 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land
Consumption Loan (KHR) KHR 300,000 - 200,000,000 4 - 48 80% - 100% 0% - 20% Housing, Consumer, Education Women, Men, Have business, Have home or land
Consumption Loan (USD) USD 75 - 25,000 4 - 48 60% - 80% 20% - 40% Housing, Consumer, Education Women, Men, Have business, Have home or land
Group Loan (KHR) KHR 100,000 - 5,000,000 4 - 12 80% - 100% 0% - 20% Any Purpose Women, Men Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Loan (USD) 16.8%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.5% - 32.4% 20.5% - 32.4% 61
Agricultural Production Loan (KHR) 25.2%-39.0% annual, Decl Bal 0 Fees 0 Ins None N/A 26.5% - 32.4% 26.5% - 32.4% 83
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins None N/A 14.5% 14.5% 99
Business Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 25.3% - 34.8% 25.3% - 34.8% 83
Business Loan (USD) 16.8%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 64
Consumption Loan (KHR) 25.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 25.3% - 30.1% 25.3% - 30.1% 89
Consumption Loan (USD) 19.2%-32.4% annual, Decl Bal 0 Fees 0 Ins None N/A 21.7% - 32.4% 21.7% - 32.4% 73
Group Loan (KHR) 31.2%-39.0% annual, Decl Bal 0 Fees 0 Ins None N/A 32.4% - 33.6% 32.4% - 33.6% 94
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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