Fundación Boliviana Para el Desarrollo - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Boliviana Para el Desarrollo Calle Antezana No 216 entre Colombia, CercadoCochabamba, Bolivia

Data approved: 2013-08-20

Data version: 2

Age of data: 123 months

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Institution

VisionFund Cambodia #20, St. 71, Boeung Keng Kang 3 CommuneChamkar Morn DistrictPhnom Penh479

Data approved: 2011-02-21

Data version: 2

Age of data: - months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.fubode.org/
Year established	1995
Head of Institution	Luis Fernando Torrez Ontivero
Regions active	Chuquisaca , Cochabamba , Oruro , Potosí, Santa Cruz, Tarija
# Branches	18

Total Portfolio (nat'l)	BOB 165,483,985
Total Portfolio (USD)	USD 24,516,145.93
Active clients with loans	29,469
Approximate % female clients	60% - 80%
Approximate % urban clients	40% - 60%
Network affiliations	Vision Fund International, FINRURAL
Funders	World Vision Suiza, World Vision Alemania, World Vision Estados Unidos, World Vision Canada

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://visionfund.com.kh/
Year established	2003
Head of Institution	Chee Chin Hoe
Regions active	Phnom Penh
# Branches	69

Total Portfolio (nat'l)	KHR 123,204,000,000
Total Portfolio (USD)	USD 31,485,816.51
Active clients with loans	109,402
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	VisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
Funders

Loan Products » Summary

Consumo

218 Borrowers

USD 122,050.81 Portfolio

Active Product

Asociativo

135 Borrowers

USD 372,356.05 Portfolio

Active Product

Comunal

21,944 Borrowers

USD 10,729,541.63 Portfolio

Active Product

Vivienda

544 Borrowers

USD 1,424,716.26 Portfolio

Active Product

Solidario

291 Borrowers

USD 79,444.99 Portfolio

Active Product

Indiv USD

1,142 Borrowers

USD 2,510,126.83 Portfolio

Active Product

Indiv BOB

5,195 Borrowers

USD 9,206,423.32 Portfolio

Active Product

Loan Products » Summary

Agri CB USD

10,894 Borrowers

USD 1,881,213.64 Portfolio

Active Product

Agri CB KHR

60,399 Borrowers

USD 9,617,044.77 Portfolio

Active Product

Agri Idv USD

3,164 Borrowers

USD 5,720,387.15 Portfolio

Active Product

Agri SG USD

2,296 Borrowers

USD 1,131,084.02 Portfolio

Active Product

Agri SG KHR

2,878 Borrowers

USD 1,102,586.76 Portfolio

Active Product

AssetIdv USD

65 Borrowers

USD 123,773 Portfolio

Active Product

Asset SG USD

135 Borrowers

USD 74,450 Portfolio

Active Product

SBL CB USD

12,210 Borrowers

USD 1,350,091.90 Portfolio

Active Product

SBL CB KHR

4,056 Borrowers

USD 6,344,052.07 Portfolio

Active Product

SBL Idv USD

3,029 Borrowers

USD 1,211,364.27 Portfolio

Active Product

SBL SG USD

1,015 Borrowers

USD 309,842.54 Portfolio

Active Product

Asset CB KHR

0 Borrowers

Portfolio

Low Volume Product

Asset CB USD

0 Borrowers

Portfolio

Low Volume Product

Asset SG KRH

15 Borrowers

USD 5,932.12 Portfolio

Low Volume Product

Exp CB KHR

3 Borrowers

USD 281.11 Portfolio

Low Volume Product

Exp CB USD

0 Borrowers

USD 1,138,496.62 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Consumo	BOB 1,500 - 8,000	6 - 24	40% - 60%	40% - 60%	Any Purpose	Women, Men	Credit Ins
Credito Asociativo	USD 4,500 - 30,600	18 - 48	20% - 40%	0%	Business, Agriculture	Women, Men, Have business
Grupo Comunal (Banco Comunal)	BOB 200 - 14,500	4 - 9	80% - 100%	40% - 60%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins, Other Training, Educacion No Financiera (Agua, Saneamiento, Manejo de Residuos Solidos)
Microcrédito de Vivienda	USD 1,000 - 15,000	10 - 72	20% - 40%	20% - 40%	Housing, No se puede usar para negocio	Women, Men, Have business, Have home or land	Credit Ins, Other Training, Asistencia Tecnica Constructiva
Microcrédito Grupo Solidario	USD 700 - 5,000	8 - 24	40% - 60%	0% - 20%	Business, Agriculture	Women, Men, Have business	Credit Educ, Credit Ins
Microcrédito Productivo Individual (USD)	USD 150 - 15,000	4 - 60	40% - 60%	20% - 40%	Business, Agriculture	Women, Men, Have business	Credit Ins
Microcrédito Productivo Individual (BOB)	BOB 1,000 - 106,000	4 - 60	40% - 60%	20% - 40%	Business, Agriculture	Women, Men, Have business	Credit Ins

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agricultural Loan - Community Bank - USD	USD 20 - 350	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD	USD 1,001 - 10,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD	USD 251 - 1,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR	KHR 80,000 - 1,400,000	3 - 12	0%	0%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Asset Creation Loan - Community Bank - USD	USD 20 - 350	3 - 12	0%	0%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR	KHR 1,000,100 - 4,000,000	3 - 18	80% - 100%	0% - 20%	Consumer	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Express Loan - Community Bank - KHR	KHR 80,000 - 1,000,000	3 - 6	80% - 100%	0% - 20%	Other	Women, Men, Have business, Have home or land, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - USD	USD 20 - 350	3 - 12	0%	0%	Business	Women, Men, Have home or land, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Consumo	30.0%-32.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	31.5% - 33.3%	32% - 33.7%	91
Credito Asociativo	15.0%-24.0% annual, Decl Bal	0 Fees	0 Ins	None	N/A	24.1% - 24.2%	24.1% - 24.2%	62
Grupo Comunal (Banco Comunal)	30.0%-36.0% annual, Decl Bal	1 Fee	1 Ins	None	10.0% upfront 10.00% ongoing	37.2% - 38%	55.2% - 56.9%	53
Microcrédito de Vivienda	16.0%-30.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	19.8% - 29.5%	20.3% - 30%	65
Microcrédito Grupo Solidario	20.0%-33.6% annual, Decl Bal	0 Fees	1 Ins	None	N/A	22.1% - 24.1%	22.6% - 24.5%	84
Microcrédito Productivo Individual (USD)	18.0%-34.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	22.1% - 30.6%	22.6% - 31%	60
Microcrédito Productivo Individual (BOB)	18.0%-34.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	24.2% - 26.4%	24.6% - 26.8%	62

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	34.5% - 35.8%	34.5% - 35.8%	97
Agricultural Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	36% - 36.1%	36% - 36.1%	99
Agricultural Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Agricultural Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	36.2% - 36.6%	36.2% - 36.6%	92
Agricultural Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Non-Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Non-Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	33.7% - 36.3%	33.7% - 36.3%	97
Small Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Small Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	None	N/A	22.9% - 31.4%	22.9% - 31.4%	86
Small Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	None	N/A	29.9% - 34.1%	29.9% - 34.1%	100
Small Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.3% - 35.7%	35.3% - 35.7%	100
Non-Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Asset Creation Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	34.9% - 36.5%	34.9% - 36.5%	95
Non-Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Express Loan - Community Bank - KHR	31.2% annual, Decl Bal	None	N/A	31.5%	31.5%	98
Small Business Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	None	N/A	36.1% - 37.4%	36.1% - 37.4%	93

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Consumo	30.0%-32.0% annual, Decl Bal	0 Fees	1 Ins Ins	None	N/A	31.5% - 33.3%	32% - 33.7%	91
Credito Asociativo	15.0%-24.0% annual, Decl Bal	0 Fees	0 Ins Ins	None	N/A	24.1% - 24.2%	24.1% - 24.2%	62
Grupo Comunal (Banco Comunal)	30.0%-36.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	10.0% upfront 10.00% ongoing	37.2% - 38%	55.2% - 56.9%	53
Microcrédito de Vivienda	16.0%-30.0% annual, Decl Bal	0 Fees	1 Ins Ins	None	N/A	19.8% - 29.5%	20.3% - 30%	65
Microcrédito Grupo Solidario	20.0%-33.6% annual, Decl Bal	0 Fees	1 Ins Ins	None	N/A	22.1% - 24.1%	22.6% - 24.5%	84
Microcrédito Productivo Individual (USD)	18.0%-34.0% annual, Decl Bal	0 Fees	1 Ins Ins	None	N/A	22.1% - 30.6%	22.6% - 31%	60
Microcrédito Productivo Individual (BOB)	18.0%-34.0% annual, Decl Bal	0 Fees	1 Ins Ins	None	N/A	24.2% - 26.4%	24.6% - 26.8%	62

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agricultural Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	34.5% - 35.8%	34.5% - 35.8%	97
Agricultural Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36% - 36.1%	36% - 36.1%	99
Agricultural Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Agricultural Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36.2% - 36.6%	36.2% - 36.6%	92
Agricultural Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Non-Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.8% - 32.5%	22.8% - 32.5%	85
Non-Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	33.7% - 36.3%	33.7% - 36.3%	97
Small Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Small Business Loan - Individual - USD	21.6%-36.0% annual, Decl Bal	0 Ins Ins	None	N/A	22.9% - 31.4%	22.9% - 31.4%	86
Small Business Loan - Solidarity Group - USD	33.6%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	29.9% - 34.1%	29.9% - 34.1%	100
Small Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.3% - 35.7%	35.3% - 35.7%	100
Non-Business Loan - Community Bank - KHR	36.0%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.8% - 36.1%	35.8% - 36.1%	100
Asset Creation Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	34.9% - 36.5%	34.9% - 36.5%	95
Non-Business Loan - Solidarity Group - KHR	35.4%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	35.2% - 35.5%	35.3% - 35.5%	100
Express Loan - Community Bank - KHR	31.2% annual, Decl Bal	0 Ins Ins	None	N/A	31.5%	31.5%	98
Small Business Loan - Community Bank - USD	34.2%-42.0% annual, Decl Bal	0 Ins Ins	None	N/A	36.1% - 37.4%	36.1% - 37.4%	93

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


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By Country

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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