Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1987 |
Head of Institution | Julio Cesar Miranda Franco |
Regions active | 0 |
# Branches | 3 |
Total Portfolio (nat'l) | BOB 86,907,157.32 |
Total Portfolio (USD) | USD 12,687,176.25 |
Active clients with loans | 9,606 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | USD 50 - 3,000 | 3 - 48 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Asociativo | USD 50 - 2,000 | 12 - 36 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Ser mienbro de una asociación | Credit Ins | |||||||
Independiente | USD 50 - 15,000 | 3 - 48 | 60% - 80% | 80% - 100% | Business, en caso de que la casa sea parte del negocio, En educación en caso que esta aumente la capacidad | Women, Men, Have business | Credit Ins | |||||||
Linea Agil | USD 500 - 15,000 | 4 - 48 | 40% - 60% | 80% - 100% | Business, el uso del dinero en la casa en caso que este sea | Women, Men, Have business | Credit Ins | |||||||
Oportuno | USD 100 - 2,000 | 3 - 18 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Temporada | USD 50 - 400 | 1 - 4 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Have business, tambien se aplica a personas asalariadas | Credit Ins | |||||||
Transporte | USD 500 - 16,000 | 6 - 48 | 20% - 40% | 60% - 80% | Business | Women, Men | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Asociativo | 18.0%-20.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Independiente | 20.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Linea Agil | 20.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Oportuno | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Temporada | 32.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Transporte | 18.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 163 |
CEPESIU | 2,000 | 939,000 | 4 | 163 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 163 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 163 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 163 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 163 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 163 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 163 |
COAC San José | 10,400 | 29,133,000 | 5 | 163 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 163 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 163 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 163 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 160 |
CooP VPR | 700 | 1,052,000 | 4 | 163 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 163 |
Credi Fe | 100,900 | 380,039,000 | 4 | 163 |
D^Miro | 36,900 | 27,692,000 | 9 | 156 |
DECOF | 2,200 | 705,000 | 2 | 163 |
Espoir | 62,100 | 21,036,000 | 5 | 163 |
FODEMI | 28,200 | 12,924,000 | 3 | 163 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 163 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 163 |
INSOTEC | 7,000 | 6,047,000 | 4 | 163 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 163 |
ProCredit | 43,800 | 211,941,000 | 2 | 163 |
PS Ambato | 5,600 | 2,771,000 | 1 | 163 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |