| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Gustavo Diez de Medina Villarreal |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | BOB 14,881,840 |
| Total Portfolio (USD) | USD 2,172,531.39 |
| Active clients with loans | 4,643 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINRURAL, INAFI - LA |
| Funders | MISEREOR, Programa Mundial de Alimentos PMA, Obras Cardenal Leger - CLO |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1993 |
| Head of Institution | Patson Kuntambila |
| Regions active | Dedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, Salima, ChitipaKaronga, Likoma, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje |
| # Branches | 147 |
| Total Portfolio (nat'l) | MWK 185 |
| Total Portfolio (USD) | USD 0.47 |
| Active clients with loans | 1,772 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MMFN, Micro Credit Summit |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 800 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género | |||||||
| Individual | USD 200 - 15,000 | 6 - 60 | 40% - 60% | 60% - 80% | Business, Housing, Education, Other | Women, Men, Have business | ||||||||
| Solidario | USD 500 - 3,000 | 12 - 36 | 40% - 60% | 0% - 20% | Business, Housing, Education, Other | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Solidario | 9.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Solidario | 9.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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