Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sembrarsartawi.org |
Year established | 1990 |
Head of Institution | Marcelo Mallea Castillo |
Regions active | Chuquisaca , Cochabamba , La Paz , Oruro , Potosí, Santa Cruz, Tarija |
# Branches | 21 |
Total Portfolio (nat'l) | BOB 181,189,915 |
Total Portfolio (USD) | USD 26,842,950.37 |
Active clients with loans | 14,630 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders | Banco de Desarrollo de Holanda |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.bancowwb.com/ |
Year established | 2011 |
Head of Institution | Clara Serra - Akerman |
Regions active | |
# Branches | 93 |
Total Portfolio (nat'l) | COP 551,063,000,000 |
Total Portfolio (USD) | USD 302,781,868.10 |
Active clients with loans | 211,907 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Women's World Banking |
Funders | Fundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | BOB 1,400 - 350,000 | 3 - 36 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Inversión (USD) | USD 200 - 50,000 | 3 - 36 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Operaciones | BOB 350 - 350,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital de Operaciones (USD) | USD 50 - 50,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Capital Operaciones - Grupo Solidario | BOB 350 - 350,000 | 3 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Libre Disponibilidad | BOB 350 - 21,000 | 6 - 80 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ | |||||||
Banca Comunal | BOB 700 - 11,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men | Credit Educ |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | COP 535,000 - 160,500,000 | 1 - 59 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
Credimoto | COP 2,891,000 - 5,301,900 | 1 - 36 | 60% - 80% | 80% - 100% | Business, Compra de Moto | Women, Men, Have business | ||||||||
Credimpulso | COP 535,000 - 1,000,000 | 1 - 15 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Inmobiliario | COP 535,000 - 64,272,000 | 1 - 59 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business | ||||||||
Microcrédito | COP 535,000 - 13,375,000 | 1 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 22.9% - 31.6% | 23.9% - 33% | 52 | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 23.4% - 29.4% | 24.4% - 30.3% | 72 | ||||||||
Capital de Operaciones | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 18.3% - 31% | 19.2% - 32.5% | 59 | ||||||||
Capital de Operaciones (USD) | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 17.3% - 28.9% | 19% - 29.9% | 60 | ||||||||
Capital Operaciones - Grupo Solidario | 27.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31.9% - 35.4% | 33.6% - 37% | 76 | ||||||||
Libre Disponibilidad | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 17.9% - 25.2% | 19.5% - 26.8% | 56 | ||||||||
Banca Comunal | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.0%-20.0% upfront 10.00%-20.00% ongoing | 33% - 37.5% | 50% - 69.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Capital de Inversión | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 22.9% - 31.6% | 23.9% - 33% | 52 | ||||||||
Capital de Inversión (USD) | 20.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 23.4% - 29.4% | 24.4% - 30.3% | 72 | ||||||||
Capital de Operaciones | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 18.3% - 31% | 19.2% - 32.5% | 59 | ||||||||
Capital de Operaciones (USD) | 15.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 17.3% - 28.9% | 19% - 29.9% | 60 | ||||||||
Capital Operaciones - Grupo Solidario | 27.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31.9% - 35.4% | 33.6% - 37% | 76 | ||||||||
Libre Disponibilidad | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 17.9% - 25.2% | 19.5% - 26.8% | 56 | ||||||||
Banca Comunal | 30.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.0%-20.0% upfront 10.00%-20.00% ongoing | 33% - 37.5% | 50% - 69.9% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
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