IDEPRO DESARROLLO EMPRESARIAL - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

IDEPRO DESARROLLO EMPRESARIAL CALLE CAMPOS NRO 132 ZONA SAN JORGELa Paz, La Paz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

Download Data

Analyze Data

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://WWW.IDEPRO.ORG/
Year established	1988
Head of Institution	ROBERTO CASANOVAS SAINZ
Regions active	0
# Branches	15

Total Portfolio (nat'l)	BOB 277,045,116.80
Total Portfolio (USD)	USD 41,043,721.01
Active clients with loans	5,428
Approximate % female clients	40% - 60%
Approximate % urban clients	40% - 60%
Network affiliations	FINRURAL
Funders

Loan Products » Summary

Indiv BOB

350 Borrowers

USD 1,737,214.96 Portfolio

Active Product

Indiv USD

767 Borrowers

USD 3,964,385 Portfolio

Active Product

Pro Mic BOB

2,361 Borrowers

USD 7,365,532 Portfolio

Active Product

Pro Mic USD

3,351 Borrowers

USD 10,797,555 Portfolio

Active Product

Indi. Se USD

731 Borrowers

USD 3,541,302.91 Portfolio

Active Product

Microcredito

4,252 Borrowers

USD 11,355,954 Portfolio

Active Product

Tipo Pro Cad

248 Borrowers

USD 708,820 Portfolio

Active Product

Tipo USD

422 Borrowers

USD 1,358,175 Portfolio

Active Product

Servi USD

11 Borrowers

USD 130,112 Portfolio

Low Volume Product

Pro Cad BOB

2 Borrowers

USD 27,069.04 Portfolio

Low Volume Product

Pro Cad USD

4 Borrowers

USD 31,601 Portfolio

Low Volume Product

Tipo Pro BOB

3 Borrowers

USD 26,000 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Crédito Individual - Pro Cadenas (BOB)	BOB 780 - 354,000	3 - 72	20% - 40%	0% - 20%	Business	Women, Men, Have business	Credit Educ, Credit Ins
Crédito Individual - Pro Cadenas (USD)	USD 244 - 47,000	3.7 - 72	20% - 40%	20% - 40%	Business, Capital de operación, inversión y/o pago de servic	Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO	Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Crédito Individual - Pro Micro (BOB)	BOB 1,000 - 105,000	3 - 72	40% - 60%	60% - 80%	Business, Capital de Inversión, Capital de Operaciones	Women, Men, Have business	Credit Educ, Credit Ins
Crédito Individual - Pro Micro (USD)	USD 200 - 40,000	2.8 - 72	20% - 40%	40% - 60%	Business, Capital de operación, Capital de inversión	Women, Men, Have business, minimo 18 años y maximo 65 años	Credit Ins
Crédito Individual - Servicios Especializados e Integrados	USD 150 - 20,000	4 - 72	40% - 60%	0% - 20%	Business, Capital de operación, inversión y/o pago de servic	Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO	Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Crédito Individual -Servicios de Microcrédito	USD 150 - 15,000	4 - 72	40% - 60%	40% - 60%	Business, Capital de operación, Capital de inversión	Women, Men, Have business, minimo 18 años y maximo 65 años	Credit Ins
Prendario Tipo Warrant - Pro Cadenas (USD)	USD 500 - 10,000	17.7 - 72	20% - 40%	0% - 20%	Business, capital de operación, inversión y/o pago de servic	Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO	Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre
Prendario Tipo Warrant - Servicios Especializados e Integrados	USD 500 - 10,000	10 - 72	0% - 20%	0% - 20%	Business, capital de operación, inversión y/o pago de servic	Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO	Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Crédito Individual - Pro Cadenas (BOB)	14.0%-24.0% annual, Decl Bal	1 Fee	1 Ins	None	N/A	15.8% - 19.8%	16.5% - 20.2%	79
Crédito Individual - Pro Cadenas (USD)	13.0%-28.0% annual, Decl Bal	1 Fee	1 Ins	15.00% Principal	N/A	15.2% - 29.6%	15.8% - 29.6%	58
Crédito Individual - Pro Micro (BOB)	14.0%-35.0% annual, Decl Bal	0 Fees	1 Ins	None	N/A	18.3% - 30.4%	18.9% - 31.1%	55
Crédito Individual - Pro Micro (USD)	12.0%-35.0% annual, Decl Bal	0 Fees	1 Ins	15.00% Principal	N/A	25% - 32.6%	26.1% - 33.2%	39
Crédito Individual - Servicios Especializados e Integrados	14.0%-25.0% annual, Decl Bal	2 Fees	0 Ins	None	N/A	0%	0%	N/A
Crédito Individual -Servicios de Microcrédito	16.0%-29.0% annual, Decl Bal	1 Fee	0 Ins	15.00% Principal	N/A	0%	0%	N/A
Prendario Tipo Warrant - Pro Cadenas (USD)	16.0%-19.0% annual, Decl Bal	1 Fee	1 Ins	15.00% Principal	N/A	7.5% - 17.4%	7.6% - 17.5%	100
Prendario Tipo Warrant - Servicios Especializados e Integrados	16.0%-19.0% annual, Decl Bal	2 Fees	0 Ins	None	N/A	0%	0%	N/A

Institution Price Graph

Click to view Price Analysis Tool

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	132
AMPL	0	0	0	132
Arman	41,500	529,107,000	1	132
Arohan	43,500	8,091,000	2	132
ASA INDIA	164,000	15,380,000	1	132
Asirvad	113,500	19,328,000	1	132
Asmitha	1,114,800	217,867,000	1	132
Bandhan	4,048,600	674,564,000	5	132
Belstar	123,000	23,945,000	2	111
BSFL	275,200	31,590,000	3	132
Chaitanya	20,700	3,748,000	3	132
Disha Microfin	69,000	14,332,000	2	132
Equitas	1,220,000	186,415,000	4	132
ESAF	354,200	43,500,000	5	132
FFSL	150,600	35,719,000	2	132
Fusion	66,800	9,820,000	2	132
Grama Vidiyal	738,200	102,101,000	1	132
Grameen Koota	586,600	83,555,000	15	134
Janalakshmi	506,000	119,077,000	2	132
L & T Finance	399,800	37,199,000	1	132
MFL	331,800	49,083,000	1	132
MMFL	175,000	23,752,000	2	132
Mpower	13,600	2,263,000	2	132
Sahayata	0	0	0	132
Saija	24,700	4,682,000	2	132
Samasta	45,500	4,809,000	2	132
Satin	405,600	90,174,000	2	132
SCCI	115,600	15,910,000	2	132
Share	2,195,400	376,727,000	1	132
SKS	3,409,000	355,029,000	2	132
SMILE	360,200	56,927,000	1	132
SNFL	9,400	1,779,000	1	132
Sonata Finance	158,200	22,724,000	3	134
Spandana	533,400	147,240,000	2	132
Suryoday	78,600	14,713,000	3	132
SVCL	118,200	18,886,000	1	132
Swadhaar	92,800	17,166,000	3	132
Trident	68,700	8,852,000	1	132
Ujjivan	913,300	160,848,000	5	132
Utkarsh	168,600	25,915,000	3	132
VFS	175,400	19,264,000	2	132
Asomi	50,300	4,743,000	2	165
AES India	3,600	286,000	1	165
Arth	2,900	611,000	2	165
Asomi	50,300	4,743,000	2	165
Barasat GS	1,100	99,508.02	1	165
BJS	6,000	468,000	1	165
Cashpor	417,000	50,452,000	1	164
Credible	10,000	1,669,540.36	2	165
DIBAKAR	1,800	145,000	1	164
GOF	65,200	5,388,000	4	164
Hope	62,600	4,407,000	1	162
Jaago	2,700	237,000	1	163
LOK	4,900	573,000	1	164
Nano	25,600	3,660,000	2	165
NBSAAVS	28,100	2,821,000	1	162
Nirantara	8,200	917,000	2	164
Parama	7,100	482,000	1	164
Pragathi	26,200	4,579,000	6	164
PWMACS	36,500	5,946,000	1	164
Saadhana	90,900	12,046,000	2	164
Sambhav	1,500	183,000	3	164
Seba Rahara	6,700	468,000	1	164
SU	61,100	5,498,000	1	164
Swayanshree	7,900	918,000	2	164
Vikas Samiti	1,600	168,000	1	164
Vistaar	4,300	1,157,000	2	162
We The People	1,100	244,000	2	164
WEMCS	1,100	85,000	1	164
Yukti	1,100	99,000	2	164

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

Learn More

MFTransparency News

Explore Resources