Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.pro-mujer.org/ |
Year established | 1990 |
Head of Institution | Rodolfo Medrano |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
# Branches | 64 |
Total Portfolio (nat'l) | BOB 342,586,554.30 |
Total Portfolio (USD) | USD 50,753,563.60 |
Active clients with loans | 115,209 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2003 |
Head of Institution | Siku Nkhoma |
Regions active | Dedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje |
# Branches | 1 |
Total Portfolio (nat'l) | MWK 250,550,466.50 |
Total Portfolio (USD) | USD 642,437.09 |
Active clients with loans | 2,351 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Slum Dwellers International, MAMN, Malawi Homeless People's Federation |
Funders | Slum Dwellers International, Homeless International, African Development Bank, WASTE |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | BOB 1,500 - 105,000 | 6 - 60 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
Banca Comunal Urbano | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training | |||||||
Banca Comunal Rural | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | MWK 10,000 - 10,000 | 6 | 80% - 100% | 80% - 100% | Business, Can only be used for working capital | Women, Men, Must be a member of the Malawi Homeless People's Federation. | Business Training | |||||||
Home Improvement Loan | MWK 20,000 - 20,000 | 24 | 80% - 100% | 80% - 100% | Housing | Women, Men, Must be a member of the Malawi Homeless People's Federation | ||||||||
Sanitation Loan | MWK 40,000 - 100,000 | 24 | 80% - 100% | 80% - 100% | Sanitation | Women, Men, Residents from the peri urban areas | ||||||||
Water Loan | MWK 18,000 - 120,000 | 24 | 60% - 80% | 80% - 100% | water supply | Women, Men, Residents from the peri urban areas |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 16.8% | 16.8% | 100 | ||||||||
Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
Water Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.00% upfront | 10.9% - 11% | 10.9% - 11% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 16.8% | 16.8% | 100 | ||||||||
Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 10.9% | 10.9% | 100 | ||||||||
Water Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 10.9% - 11% | 10.9% - 11% | 100 |
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