| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 157 |
| ANED | 5,400 | 6,579,000 | 3 | 116 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 116 |
| BancoSol | 215,300 | 861,418,000 | 30 | 116 |
| CIDRE | 8,500 | 126,578,000 | 8 | 116 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 157 |
| CRECER | 166,900 | 134,626,000 | 13 | 116 |
| Diaconia | 67,000 | 85,734,000 | 2 | 116 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 116 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 157 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 116 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 116 |
| FONDECO | 14,200 | 24,274,000 | 3 | 116 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 116 |
| FUBODE | 29,400 | 24,444,000 | 7 | 116 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 116 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 116 |
| IMPRO | 2,400 | 2,885,000 | 4 | 116 |
| ProCredit | 84,300 | 257,487,000 | 8 | 157 |
| PRODEM | 44,900 | 62,529,000 | 4 | 116 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 116 |
| Sartawi | 14,600 | 26,842,000 | 8 | 116 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.hkl.com.kh/ |
| Year established | 1994 |
| Head of Institution | Hout Ieng Tong |
| Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
| # Branches | 123 |
| Total Portfolio (nat'l) | KHR 431,386,000,000 |
| Total Portfolio (USD) | USD 109,211,645.60 |
| Active clients with loans | 74,429 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Cambodia Microfinance Association (CMA) |
| Funders | SIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medium Loans | USD 2,501 - 10,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
| Micro Loans | USD 50 - 1,000 | 3 - 15 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
| Small Loans | USD 1,001 - 2,500 | 3 - 24 | 60% - 80% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medium Loans | 21.6%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.4% - 26.5% | 21.4% - 26.5% | 92 | ||||||||
| Micro Loans | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30% - 34.8% | 30% - 34.8% | 93 | ||||||||
| Small Loans | 22.8%-33.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.1% - 32.4% | 24.1% - 32.4% | 82 |
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