Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 1993 |
Head of Institution | Mr. In Channy |
Regions active | 0 |
# Branches | 223 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 214,337 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.hkl.com.kh/ |
Year established | 1994 |
Head of Institution | Hout Ieng Tong |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 123 |
Total Portfolio (nat'l) | KHR 431,386,000,000 |
Total Portfolio (USD) | USD 109,211,645.60 |
Active clients with loans | 74,429 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Cambodia Microfinance Association (CMA) |
Funders | SIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 0 - 6,000,000 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Micro Loan (USD) | 0 - 1,500 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Micro Loan (THB) | 0 - 60,000 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (KHR) | KHR 6,000,001 - 39,999,999 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (USD) | USD 1,501 - 9,999 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (THB) | THB 60,001 - 399,999 | 0 | 40% - 60% | 20% - 40% | Business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Loans | USD 2,501 - 10,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
Micro Loans | USD 50 - 1,000 | 3 - 15 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
Small Loans | USD 1,001 - 2,500 | 3 - 24 | 60% - 80% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (USD) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% | 30.4% | 2 | ||||||||
Small Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (USD) | 1.8%-2.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Loans | 21.6%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.4% - 26.5% | 21.4% - 26.5% | 92 | ||||||||
Micro Loans | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30% - 34.8% | 30% - 34.8% | 93 | ||||||||
Small Loans | 22.8%-33.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.1% - 32.4% | 24.1% - 32.4% | 82 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (USD) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% | 30.4% | 2 | ||||||||
Small Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (USD) | 1.8%-2.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Loans | 21.6%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 21.4% - 26.5% | 21.4% - 26.5% | 92 | ||||||||
Micro Loans | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30% - 34.8% | 30% - 34.8% | 93 | ||||||||
Small Loans | 22.8%-33.6% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 24.1% - 32.4% | 24.1% - 32.4% | 82 |
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