Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2000 |
Head of Institution | Chan Mach |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 35,065 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1998 |
Head of Institution | Worku Tsega |
Regions active | |
# Branches | 51 |
Total Portfolio (nat'l) | ETB 119,816,176 |
Total Portfolio (USD) | USD 6,511,748.70 |
Active clients with loans | 45,331 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AEMFI, Vision Fund International |
Funders | World Vision |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | KHR 100,000 - 4,000,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
ID-AGR-USD | USD 100 - 1,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | |||||||||
ID-KHR | KHR 200,000 - 40,000,000 | 0 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | |||||||||
ID-USD | USD 100 - 10,000 | 0 | 80% - 100% | 20% - 40% | Business, Housing, Consumer | |||||||||
SG-AGR-KHR | KHR 100,000 - 1,200,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
SG-KHR | KHR 100,000 - 1,200,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Group Mtgs | ||||||||
SG-USD | USD 50 - 300 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Credit Educ, Group Mtgs | ||||||||
SME-USD | USD 10,000 - 30,000 | 4 - 24 | 80% - 100% | 80% - 100% | Business | Have business, Have home or land | ||||||||
VSU-KHR | KHR 50,000 - 800,000 | 0 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Agricultural Loan | ETB 2,500 - 4,500 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, 75% of group members has to be women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan | ETB 3,000 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Consumption Loan | ETB 3,000 - 5,000 | 10 - 24 | 60% - 80% | 20% - 40% | Any Purpose | Men, Salaried worker | Credit Educ, Group Mtgs | |||||||
Enterprise loan | ETB 4,500 - 8,000 | 9 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Must have at least one employee, Must have at least a certain minimum capital limit. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Individual Loan | ETB 4,000 - 50,000 | 9 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% - 36.5% | 30.4% - 36.5% | -1 | ||||||||
ID-AGR-USD | 2.8%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.8% - 33.5% | 32.8% - 33.5% | -1 | ||||||||
ID-KHR | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.1% - 36.5% | 34.1% - 36.5% | -1 | ||||||||
ID-USD | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.1% - 31.1% | 23.1% - 31.1% | -1 | ||||||||
SG-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36.5% - 36.6% | 36.5% - 36.6% | -1 | ||||||||
SG-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36.5% | 36.5% | -1 | ||||||||
SG-USD | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28.8% - 31.2% | 28.8% - 31.2% | -1 | ||||||||
SME-USD | 19.2%-21.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 20% - 22.5% | 20% - 22.5% | N/A | ||||||||
VSU-KHR | 2.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.6% - 34.7% | 34.6% - 34.7% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ID-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% - 36.5% | 30.4% - 36.5% | -1 | ||||||||
ID-AGR-USD | 2.8%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.8% - 33.5% | 32.8% - 33.5% | -1 | ||||||||
ID-KHR | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.1% - 36.5% | 34.1% - 36.5% | -1 | ||||||||
ID-USD | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 23.1% - 31.1% | 23.1% - 31.1% | -1 | ||||||||
SG-AGR-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36.5% - 36.6% | 36.5% - 36.6% | -1 | ||||||||
SG-KHR | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36.5% | 36.5% | -1 | ||||||||
SG-USD | 2.5%-3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 28.8% - 31.2% | 28.8% - 31.2% | -1 | ||||||||
SME-USD | 19.2%-21.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 20% - 22.5% | 20% - 22.5% | N/A | ||||||||
VSU-KHR | 2.9% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.6% - 34.7% | 34.6% - 34.7% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-business Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 38.7% | 55.6% | 31 | ||||||||
Agricultural Loan | 19.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 10.00 ongoing | 22.1% | 28.1% | 69 | ||||||||
Business Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 10.00 ongoing | 33.2% | 47.3% | 32 | ||||||||
Consumption Loan | 17.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 38.7% | 56.2% | 31 | ||||||||
Enterprise loan | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00 ongoing | 22.9% - 31.9% | 30.1% - 76.9% | 35 | ||||||||
Individual Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.6% - 32.9% | 35.8% - 38.8% | 41 |
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