Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hattha Kaksekar Limited No 606, st 271,Sangkat Phsar Deum Thkouv, Khan ChamkamornPhnom Penh, CambodiaPO Box 855
Data approved: 2013-03-20
Data version: 3
Age of data: 131 months

Institution

Foundation for International Community Assistance (FINCA) Stand No. 4513 Madzimoyo Road, NorthmeadLusaka, Lusaka Province
Data approved: 2014-10-20
Data version: 2
Age of data: 113 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.hkl.com.kh/
Year established1994
Head of InstitutionHout Ieng Tong
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo
# Branches123

Total Portfolio (nat'l)KHR 431,386,000,000
Total Portfolio (USD)USD 109,211,645.60
Active clients with loans74,429
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsCambodia Microfinance Association (CMA)
FundersSIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established2001
Head of InstitutionThomas Lendzian
Regions activeCentral Province, Copperbelt Province, Eastern Province, Lusaka Province, Southern Province
# Branches14

Total Portfolio (nat'l)ZMW 105,140,570
Total Portfolio (USD)USD 16,420,850.34
Active clients with loans43,773
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsFINCA International
FundersINVESTOR! FINCA MICROFINANCE COOPERATIEF U.A. (NETHERLANDS), DONOR! MASTERCARD FOUNDATION

Loan Products » Summary

13,784 Borrowers
USD 45,241,769.30 Portfolio
Active Product
32,872 Borrowers
USD 14,489,013.87 Portfolio
Active Product
26,825 Borrowers
USD 34,112,203.10 Portfolio
Active Product
Retired Product

Loan Products » Summary

5,473 Borrowers
USD 7,150,968.24 Portfolio
Active Product
12,425 Borrowers
USD 3,537,581.12 Portfolio
Active Product
25,762 Borrowers
USD 3,479,238.69 Portfolio
Active Product
113 Borrowers
USD 2,253,062.30 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Medium Loans USD 2,501 - 10,000 3 - 36 60% - 80% 60% - 80% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Micro Loans USD 50 - 1,000 3 - 15 80% - 100% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group
Small Loans USD 1,001 - 2,500 3 - 24 60% - 80% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loans ZMW 1,500 - 100,000 6 - 24 60% - 80% 20% - 40% Business Women, Men, Have business, Must have a valid National Registration Card, Must have business or personal assets to pledge Credit Ins
Small Group Loan ZMW 1,200 - 15,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected solidarity group Group Mtgs, Credit Ins
Village Banking Loans ZMW 150 - 12,500 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Must be a member of a self selected village bank Credit Educ, Group Mtgs, Credit Ins, Funeral benefits
Small Enterprise Loan ZMW 100,000 - 600,000 12 - 36 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Medium Loans 21.6%-30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 21.4% - 26.5% 21.4% - 26.5% 92
Micro Loans 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 30% - 34.8% 30% - 34.8% 93
Small Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins None N/A 24.1% - 32.4% 24.1% - 32.4% 82

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loans 51.4%-52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 66.7% - 79% 68.4% - 81.4% 69
Small Group Loan 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 70.3% - 91% 72.6% - 95.2% 63
Village Banking Loans 52.0% annual, Decl Bal 2 Fees 1 Ins None N/A 74.9% - 91.2% 77.8% - 95.4% 59
Small Enterprise Loan 49.6% annual, Decl Bal 2 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Medium Loans 21.6%-30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 21.4% - 26.5% 21.4% - 26.5% 92
Micro Loans 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 30% - 34.8% 30% - 34.8% 93
Small Loans 22.8%-33.6% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 24.1% - 32.4% 24.1% - 32.4% 82

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loans 51.4%-52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 66.7% - 79% 68.4% - 81.4% 69
Small Group Loan 52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 70.3% - 91% 72.6% - 95.2% 63
Village Banking Loans 52.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 74.9% - 91.2% 77.8% - 95.4% 59
Small Enterprise Loan 49.6% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 0% 0% N/A
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Institution Price Graph
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