Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.bancowwb.com/ |
Year established | 2011 |
Head of Institution | Clara Serra - Akerman |
Regions active | |
# Branches | 93 |
Total Portfolio (nat'l) | COP 551,063,000,000 |
Total Portfolio (USD) | USD 302,781,868.10 |
Active clients with loans | 211,907 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Women's World Banking |
Funders | Fundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2004 |
Head of Institution | Akaare Emmanuel |
Regions active | Northern Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 64,800 |
Total Portfolio (USD) | USD 32,893.40 |
Active clients with loans | 145 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | CUA, GHAMFIN |
Funders | SENDFINCO (SEND Ghana) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | COP 535,000 - 160,500,000 | 1 - 59 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
Credimoto | COP 2,891,000 - 5,301,900 | 1 - 36 | 60% - 80% | 80% - 100% | Business, Compra de Moto | Women, Men, Have business | ||||||||
Credimpulso | COP 535,000 - 1,000,000 | 1 - 15 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Inmobiliario | COP 535,000 - 64,272,000 | 1 - 59 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business | ||||||||
Microcrédito | COP 535,000 - 13,375,000 | 1 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 150 - 10,000 | 1 - 18 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Group Mtgs | |||||||
Microfinance Loan | GHS 120 - 250 | 4 | 80% - 100% | 0% - 20% | Business | Women, must be in a group and in the community | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 50.00% upfront | 38.1% - 40.2% | 162.3% - 175.1% | 21 | ||||||||
Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A- upfront | 60.9% - 63.6% | 63% - 69.5% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 50.00% upfront | 38.1% - 40.2% | 162.3% - 175.1% | 21 | ||||||||
Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A- upfront | 60.9% - 63.6% | 63% - 69.5% | 45 |
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