Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.bancowwb.com/ |
Year established | 2011 |
Head of Institution | Clara Serra - Akerman |
Regions active | |
# Branches | 93 |
Total Portfolio (nat'l) | COP 551,063,000,000 |
Total Portfolio (USD) | USD 302,781,868.10 |
Active clients with loans | 211,907 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Women's World Banking |
Funders | Fundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1979 |
Head of Institution | PANCRASIO D. AJERO |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | PhP 43,039,358 |
Total Portfolio (USD) | USD 1,029,649.71 |
Active clients with loans | 5,290 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microenterprise Access to Banking Services (MABS), Mindanao Microfinance Council (MMC), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks |
Funders | Bank of the Philippine Islands (BPI), Landbank of the Philippines (LBP), People's Credit and Finance Corporation (PCFC) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | COP 535,000 - 160,500,000 | 1 - 59 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
Credimoto | COP 2,891,000 - 5,301,900 | 1 - 36 | 60% - 80% | 80% - 100% | Business, Compra de Moto | Women, Men, Have business | ||||||||
Credimpulso | COP 535,000 - 1,000,000 | 1 - 15 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Inmobiliario | COP 535,000 - 64,272,000 | 1 - 59 | 60% - 80% | 60% - 80% | Business, Housing | Women, Men, Have business | ||||||||
Microcrédito | COP 535,000 - 13,375,000 | 1 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | PHP 2,000 - 50,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group, 2 years resident in area, Must pass Means Test | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
SIPAG (Sinugdanan sa Paglambo) Loan | PHP 5,000 - 150,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Has 2 valid IDs, Barangay Clearance, DTI , 2 years resident in area | Credit Ins, Tech Asst Visits, Business Training, Seminar on Livelihoods |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | 30.0% annual, Flat | 1 Fee | 1 Ins | 1.00% loan amt | 50.00 ongoing | 82.9% - 83% | 93.2% - 165.2% | 26 | ||||||||
SIPAG (Sinugdanan sa Paglambo) Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 0.02% ongoing | 78.1% - 78.2% | 97% - 113% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crediequipo | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 32.5% - 43.8% | 33% - 44.2% | 83 | ||||||||
Credimoto | 22.8% annual, Decl Bal | 1 Fee | 3 Ins Ins | None | N/A | 22.2% - 22.6% | 25.3% - 36.1% | 73 | ||||||||
Credimpulso | 34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 43.4% - 53.8% | 48.3% - 54.2% | 67 | ||||||||
Inmobiliario | 22.8%-24.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 19.3% - 33.4% | 19.7% - 38.6% | 92 | ||||||||
Microcrédito | 31.3%-34.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | N/A | 28.3% - 41.7% | 28.6% - 42.1% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | 1.00% loan amt | 50.00 ongoing | 82.9% - 83% | 93.2% - 165.2% | 26 | ||||||||
SIPAG (Sinugdanan sa Paglambo) Loan | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 0.02% ongoing | 78.1% - 78.2% | 97% - 113% | 29 |
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