Please note that the information you are viewing is 154 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco WWB S.A. Av 5 norte N° 16 N 57Cali, Valle del Cauca572
Data approved: 2011-08-01
Data version: 1
Age of data: 154 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.bancowwb.com/
Year established2011
Head of InstitutionClara Serra - Akerman
Regions active
# Branches93

Total Portfolio (nat'l)COP 551,063,000,000
Total Portfolio (USD)USD 302,781,868.10
Active clients with loans211,907
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsWomen's World Banking
FundersFundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets

Loan Products » Summary

1,240 Borrowers
USD 673,221.73 Portfolio
Active Product
734 Borrowers
USD 918,166.57 Portfolio
Active Product
30,083 Borrowers
USD 10,422,101.90 Portfolio
Active Product
9,749 Borrowers
USD 25,521,053.15 Portfolio
Active Product
177,595 Borrowers
USD 256,484,615.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crediequipo COP 535,000 - 160,500,000 1 - 59 60% - 80% 80% - 100% Business Women, Men, Have business
Credimoto COP 2,891,000 - 5,301,900 1 - 36 60% - 80% 80% - 100% Business, Compra de Moto Women, Men, Have business
Credimpulso COP 535,000 - 1,000,000 1 - 15 60% - 80% 60% - 80% Business Women, Men, Have business
Inmobiliario COP 535,000 - 64,272,000 1 - 59 60% - 80% 60% - 80% Business, Housing Women, Men, Have business
Microcrédito COP 535,000 - 13,375,000 1 - 36 60% - 80% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83
Institution Price Graph
Please note that the information you are viewing is 127 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Opportunity Tanzania Limited Head OfficeDar Es SalaamPO Box 80244
Data approved: 2013-02-22
Data version: 2
Age of data: 127 months

Product

Mkopo Pamoja - Trust Group Loan Product 1 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (TZS)TZS 1,100,000,000
Portfolio (USD)USD 691,823.90
Active Clients with Loans3,536
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village bankingx
Self help group
Other
Description
Mkopo Pamoja (Trust Group Loan) is Opportunity Tanzania's entry level Micro Business loan for groups.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product3
Regions ActiveArusha, Dar es Salaam, Kilimanjaro

Loan Conditions

Loan Amount
CurrencyTZS
Minimum loan sizeTZS 100,000
Maximum loan size1,500,000
Distribution at Disbursement (Est.)
Loans less than TZS 350,00050%
TZS 350,000-1,250,00030%
TZS 1,250,000-2,000,00020%
TZS 2,000,000-3,000,0000
TZS 3,000,000-4,000,0000
Greater than TZS 4,000,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term9.0 months
Approx average6.5 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months60%
Between 7 and 9 months40%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period0.6 months
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan Processing Fee
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Life, Funeral, Property
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaFirst Loan Cycle Security Deposit required is equal to 1% of the loan amount.
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Mkopo Pamoja - Trust Group Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountTZS 100,000TZS 250,000TZS 500,000TZS 1,000,000
Loan Cycle (1, 2, 3, etc)11Not Known3
Disbursement Date2013-02-192013-02-192013-02-142013-02-19
Loan Term (Months)6.0 months6.0 months6.0 months6.0 months
Grace Period (Months)0.4 months0.4 months0.4 months0.5 months
Total Cost of CreditTZS 22,200TZS 53,100TZS 103,800TZS 210,000
True Price by Comp       
Interest price component65.6%62.0%61.2%60.8%
Fee Component7.7%7.7%7.7%7.6%
Insurance Component3.9%3.9%4.0%3.8%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component14.9%14.2%14.1%13.9%
Full APR (int fee ins tax dep)92.1%87.8%87.0%86.1%
Transparency Index39414142
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Mkopo Pamoja - Trust Group Loan Price Graphs


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