Institution

Crezcamos S.A. Calle 47 # 29 - 65 SotomayorBucaramanga, Santander
Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution

Kabalikat para sa Maunlad na Buhay, Inc. 12 San Francisco St.KaruhatanValenzuela City1441
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.crezcamos.com/
Year established2006
Head of InstitutionMauricio Osorio Sanchez
Regions active
# Branches7

Total Portfolio (nat'l)COP 41,163,048,864
Total Portfolio (USD)USD 22,617,059.82
Active clients with loans25,888
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.kmbi.org.ph/
Year established1986
Head of InstitutionDamiana D. Exiomo
Regions active
# Branches71

Total Portfolio (nat'l)PhP 631,134,086
Total Portfolio (USD)USD 15,098,901.58
Active clients with loans245,017
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsMicrofinance Council of the Philippines, Inc., Alliance of Philippine Partners in Enterprise Development (APPEND), Opportunity International Network (OIN), Banking with the Poor (BWTP)
Funders

Loan Products » Summary

1,319 Borrowers
USD 1,500,912.94 Portfolio
Active Product
19,006 Borrowers
USD 14,641,068.93 Portfolio
Active Product
1,683 Borrowers
USD 421,211.58 Portfolio
Active Product
5,572 Borrowers
USD 6,001,597.16 Portfolio
Active Product

Loan Products » Summary

245,017 Borrowers
USD 15,098,901.58 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CREDIAGRO COP 500,000 - 13,390,000 6 - 36 20% - 40% 0% - 20% Business Women, Men, Have business Credit Ins
Credinegocio COP 500,000 - 13,300,000 6 - 24 60% - 80% 40% - 60% Business Women, Men, Have business Credit Ins
Credioportuno COP 200,000 - 1,606,800 2 60% - 80% 20% - 40% Business Women, Men, Have business, Cliente con crédito vigente que tenga un saldo menor al 50% del valor desembolsado Credit Ins
Credirenovacion COP 500,000 - 13,390,000 6 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan PHP 4,000 - 20,000 6 80% - 100% 60% - 80% Business Women, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDIAGRO 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 42.1% - 49.3% 43% - 50.2% 62
Credinegocio 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 42.7% - 49.4% 43.6% - 50.3% 61
Credioportuno 28.8%-34.0% annual, Decl Bal 1 Fee 1 Ins None N/A 39.3% - 40.6% 39.6% - 40.9% 72
Credirenovacion 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 41.5% - 49.5% 42.6% - 50.4% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 40.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 40.00 ongoing 85.7% - 93.8% 107.7% - 135.2% 33

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CREDIAGRO 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 42.1% - 49.3% 43% - 50.2% 62
Credinegocio 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 42.7% - 49.4% 43.6% - 50.3% 61
Credioportuno 28.8%-34.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 39.3% - 40.6% 39.6% - 40.9% 72
Credirenovacion 28.8%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 41.5% - 49.5% 42.6% - 50.4% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 40.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 40.00 ongoing 85.7% - 93.8% 107.7% - 135.2% 33
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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