Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1994 |
Head of Institution | Cesar Ivan Velosa Poveda |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | COP 15,034,582,670 |
Total Portfolio (USD) | USD 8,260,759.71 |
Active clients with loans | 3,993 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Emprender, Asomicrofinanzas |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1989 |
Head of Institution | Engr. Panfilo Asares |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 101,848,650 |
Total Portfolio (USD) | USD 2,436,570.57 |
Active clients with loans | 12,752 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Inc. |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | COP 515,000 - 25,750,000 | 6 - 30 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Microvivienda | COP 515,000 - 25,750,000 | 6 - 30 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have business | Credit Educ | |||||||
Nucleos Solidarios Productivos | COP 515,000 - 5,150,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Business Training, Giras Técnicas | |||||||
Rural Individual - Germina | COP 515,000 - 12,875,000 | 6 - 30 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Giras Técnicas |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | PHP 20,000 - 150,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Other Training, Mortuary Fund/Life insurance | |||||||
Hiram (Group Loan) | PHP 3,000 - 100,000 | 6 | 60% - 80% | 20% - 40% | Business | Women, Men, Must have experience running a business | Group Mtgs, Tech Asst Visits, Business Training, Bookeeping, consultancy, Mortuary Fund/Life Insurance |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | 29.5% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.6% - 35% | 30.1% - 38% | 88 | ||||||||
Microvivienda | 29.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 29.6% - 31.1% | 30% - 33.7% | 91 | ||||||||
Nucleos Solidarios Productivos | 29.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 29.6% - 31% | 32.4% - 33.2% | 90 | ||||||||
Rural Individual - Germina | 24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 24% - 26.3% | 25.6% - 33.9% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Desarrollo Empresarial | 29.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 29.6% - 35% | 30.1% - 38% | 88 | ||||||||
Microvivienda | 29.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 29.6% - 31.1% | 30% - 33.7% | 91 | ||||||||
Nucleos Solidarios Productivos | 29.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 29.6% - 31% | 32.4% - 33.2% | 90 | ||||||||
Rural Individual - Germina | 24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 24% - 26.3% | 25.6% - 33.9% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
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