Institution

FUNDAUNIBAN Calle 52 No 47-42Medellin
Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution

1st Valley Bank, Inc. A Rural Bank Vamenta Blvd. corner Lirio St.CarmenCagayan de Oro City, Misamis Oriental8000
Data approved: 2011-11-23
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundauniban.org.co/
Year established1987
Head of InstitutionGabriel Marques Velez
Regions active
# Branches2

Total Portfolio (nat'l)COP 4,097,473,000
Total Portfolio (USD)USD 2,251,358.79
Active clients with loans958
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsFederación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU
FundersPROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.1stvalleybank.com/
Year established1956
Head of InstitutionAtty. Nicolas J. Lim
Regions active
# Branches23

Total Portfolio (nat'l)PhP 3,284,057,363
Total Portfolio (USD)USD 78,565,965.62
Active clients with loans70,630
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Loan Products » Summary

518 Borrowers
USD 1,048,487.51 Portfolio
Active Product
139 Borrowers
USD 258,704.88 Portfolio
Active Product

Loan Products » Summary

12,175 Borrowers
USD 8,437,978.06 Portfolio
Active Product
22,118 Borrowers
USD 38,714,006.10 Portfolio
Active Product
4,702 Borrowers
USD 1,139,084.90 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcredito Rural COP 1,000 - 12,875,000 12 - 36 20% - 40% 0% - 20% Business, Housing, Education, Ampliacion de tierras, Capital de trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas
Microempresarios Urbanos COP 1,000 - 12,875,000 12 - 36 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Barangay and LGU Livelihood Loan PHP 10,000 - 250,000 12 - 24 20% - 40% 40% - 60% Business, Agriculture Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials Credit Ins
DepEd APDS Loan PHP 20,000 - 250,000 12 - 24 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microfinance Loan PHP 3,000 - 150,000 0.9 - 12 80% - 100% 20% - 40% Business, Agriculture, Housing Women, Men, Specific age group, 18-65 years old Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredito Rural 19.8% annual, Decl Bal 1 Fee 2 Ins None N/A 25.8% - 33.9% 26.7% - 37.1% 61
Microempresarios Urbanos 24.0% annual, Decl Bal 1 Fee 2 Ins None N/A 28.3% - 33.7% 29.2% - 34.7% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredito Rural 19.8% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 25.8% - 33.9% 26.7% - 37.1% 61
Microempresarios Urbanos 24.0% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 28.3% - 33.7% 29.2% - 34.7% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32
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# Products
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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