Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDESAN BucaramangaBucaramanga
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundesan.org/
Year established1974
Head of InstitutionJORGE ALBERTO GIL ORDOÑEZ
Regions active
# Branches2

Total Portfolio (nat'l)COP 5,000,000,000
Total Portfolio (USD)USD 2,747,252.75
Active clients with loans2,800
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

500 Borrowers
USD 343,406.59 Portfolio
Active Product
1,400 Borrowers
USD 989,010.99 Portfolio
Active Product
100 Borrowers
USD 337,142.86 Portfolio
Active Product
200 Borrowers
USD 302,197.80 Portfolio
Active Product
200 Borrowers
USD 549,450.55 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA COP 300,000 - 2,000,000 3 - 24 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
CREDITOS PARA TODOS IMEBU COP 300,000 - 7,000,000 3 - 36 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
Créditos superiores COP 3,000,000 - 20,000,000 12 - 36 20% - 40% 80% - 100% Business Women, Men Credit Educ, Credit Ins, Tech Asst Visits
HACIENDA PRODUCTIVA COP 2,000,000 - 7,000,000 12 - 36 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits
IDESAN APOYA A LAS MIPYMES EN SANTANDER COP 2,000,000 - 20,000,000 12 - 48 40% - 60% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 12.0% annual, Decl Bal 1 Fee 2 Ins None N/A 16.6% - 21.1% 18.8% - 26.1% 53
CREDITOS PARA TODOS IMEBU 20.4% annual, Decl Bal 1 Fee 3 Ins None N/A 20.5% - 23.8% 21.8% - 27% 86
Créditos superiores 18.0% annual, Decl Bal 1 Fee 3 Ins None N/A 19.1% - 19.6% 20.2% - 21.2% 87
HACIENDA PRODUCTIVA 15.0% annual, Decl Bal 1 Fee 2 Ins None N/A 18.2% - 19.8% 19.5% - 21.2% 74
IDESAN APOYA A LAS MIPYMES EN SANTANDER 21.0% annual, Decl Bal 1 Fee 2 Ins None N/A 22.5% - 24.3% 23.5% - 25.8% 84
Institution Price Graph
Please note that the information you are viewing is 169 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

TuranBank ASC IsmayÄlbey QutkaşÄnlÄ kàçsi 85Baku, Baku1000
Data approved: 2010-05-24
Data version: 1
Age of data: 169 months

Product

Mikro kreditler Product 4 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (AZN)AZN 25,000
Portfolio (USD)USD 32,051.28
Active Clients with Loans477
Approximate % Female Clients20% - 40%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
YalnÄz sahibkarlÄq v kicik biznes àçàn verilir. Əsas vsaitlrin artÄrÄlmasÄ, dàvriyy vsaitlrinin artÄrÄlmasÄ.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household financex
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product3
Regions ActiveAbsheron, Ganja-Qazakh, Shaki-Zaqatala

Loan Conditions

Loan Amount
CurrencyAZN
Minimum loan sizeAZN 50
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term18.0 months
Approx average12.0 months
Grace Period
Grace period usage0
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest29.00%
Highest quoted nominal interest32.00%
Reason(s) why interest rate variesTime as Client, Client Risk
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionBorcalanÄn heyat sigortasi
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min5
Fixed amount - max585
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Mikro kreditler samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountAZN 800AZN 850AZN 1,400AZN 3,000AZN 6,400AZN 6,650
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2009-11-062009-11-022010-04-212009-10-302010-03-292009-11-24
Loan Term (Months)18.0 months12.0 months12.0 months12.0 months24.0 months24.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component37.5%38.2%37.9%34.0%28.0%28.1%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)37.5%38.2%37.9%34.0%28.0%28.1%
Transparency Index77767685100100
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Mikro kreditler Price Graphs


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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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