Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fundesan.org/ |
Year established | 1974 |
Head of Institution | JORGE ALBERTO GIL ORDOÑEZ |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | COP 5,000,000,000 |
Total Portfolio (USD) | USD 2,747,252.75 |
Active clients with loans | 2,800 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.1stvalleybank.com/ |
Year established | 1956 |
Head of Institution | Atty. Nicolas J. Lim |
Regions active | |
# Branches | 23 |
Total Portfolio (nat'l) | PhP 3,284,057,363 |
Total Portfolio (USD) | USD 78,565,965.62 |
Active clients with loans | 70,630 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Bangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA | COP 300,000 - 2,000,000 | 3 - 24 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
CREDITOS PARA TODOS IMEBU | COP 300,000 - 7,000,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Créditos superiores | COP 3,000,000 - 20,000,000 | 12 - 36 | 20% - 40% | 80% - 100% | Business | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
HACIENDA PRODUCTIVA | COP 2,000,000 - 7,000,000 | 12 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
IDESAN APOYA A LAS MIPYMES EN SANTANDER | COP 2,000,000 - 20,000,000 | 12 - 48 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | PHP 10,000 - 250,000 | 12 - 24 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials | Credit Ins | |||||||
DepEd APDS Loan | PHP 20,000 - 250,000 | 12 - 24 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Microfinance Loan | PHP 3,000 - 150,000 | 0.9 - 12 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing | Women, Men, Specific age group, 18-65 years old | Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA | 12.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 16.6% - 21.1% | 18.8% - 26.1% | 53 | ||||||||
CREDITOS PARA TODOS IMEBU | 20.4% annual, Decl Bal | 1 Fee | 3 Ins | None | N/A | 20.5% - 23.8% | 21.8% - 27% | 86 | ||||||||
Créditos superiores | 18.0% annual, Decl Bal | 1 Fee | 3 Ins | None | N/A | 19.1% - 19.6% | 20.2% - 21.2% | 87 | ||||||||
HACIENDA PRODUCTIVA | 15.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 18.2% - 19.8% | 19.5% - 21.2% | 74 | ||||||||
IDESAN APOYA A LAS MIPYMES EN SANTANDER | 21.0% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 22.5% - 24.3% | 23.5% - 25.8% | 84 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | 18.0%-20.0% annual, Flat | 2 Fees | 1 Ins | None | 500.00 upfront | 39.1% - 39.7% | 39.4% - 45.1% | 42 | ||||||||
DepEd APDS Loan | 9.0% annual, Flat | 2 Fees | 1 Ins | None | 1,000.00 upfront 10.00 ongoing | 21.3% - 21.5% | 23.5% - 24.8% | 37 | ||||||||
Microfinance Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 10.00 ongoing | 68.6% - 96.4% | 80.2% - 120.9% | 32 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA | 12.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 16.6% - 21.1% | 18.8% - 26.1% | 53 | ||||||||
CREDITOS PARA TODOS IMEBU | 20.4% annual, Decl Bal | 1 Fee | 3 Ins Ins | None | N/A | 20.5% - 23.8% | 21.8% - 27% | 86 | ||||||||
Créditos superiores | 18.0% annual, Decl Bal | 1 Fee | 3 Ins Ins | None | N/A | 19.1% - 19.6% | 20.2% - 21.2% | 87 | ||||||||
HACIENDA PRODUCTIVA | 15.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 18.2% - 19.8% | 19.5% - 21.2% | 74 | ||||||||
IDESAN APOYA A LAS MIPYMES EN SANTANDER | 21.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 22.5% - 24.3% | 23.5% - 25.8% | 84 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay and LGU Livelihood Loan | 18.0%-20.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 500.00 upfront | 39.1% - 39.7% | 39.4% - 45.1% | 42 | ||||||||
DepEd APDS Loan | 9.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 1,000.00 upfront 10.00 ongoing | 21.3% - 21.5% | 23.5% - 24.8% | 37 | ||||||||
Microfinance Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 10.00 ongoing | 68.6% - 96.4% | 80.2% - 120.9% | 32 |
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