Institution

Interactuar Cra 45 # 26-175 Bello AntioquiaCra 49 # 44-94 Medellín AntioquiaMedellín, Antioquia
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution

Maranding Women Investors Multipurpose Cooperative 2nd Floor, Fabian Flores Cultural CenterMarandingLala, Lanao del Norte/Region X9211
Data approved: 2011-12-07
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.interactuar.org.co/
Year established1983
Head of InstitutionRafael Arango Fonnegra
Regions active
# Branches12

Total Portfolio (nat'l)COP 175,100,000,000
Total Portfolio (USD)USD 96,208,655.71
Active clients with loans30,270
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsAsomicrofinanzas
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionMARILOU BANDING
Regions active
# Branches10

Total Portfolio (nat'l)PhP 79,034,409.97
Total Portfolio (USD)USD 1,890,775.36
Active clients with loans12,093
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsLZMCN, Philippine Federation of Credit Coopertives, Philippine Federation of Women In Coopertaives, COOP LIFE Assurance Society of the Philippines
FundersOikocredit, Seedfinance, Landbank of the Philippines (LBP), NLDC

Loan Products » Summary

1,162 Borrowers
USD 6,797,024.94 Portfolio
Active Product
28,169 Borrowers
USD 29,968,111.21 Portfolio
Active Product
862 Borrowers
USD 8,626,316.26 Portfolio
Active Product
77 Borrowers
USD 48,454,565.93 Portfolio
Active Product

Loan Products » Summary

5,000 Borrowers
USD 972,776.16 Portfolio
Active Product
104 Borrowers
USD 12,775.12 Portfolio
Active Product
2,400 Borrowers
USD 44,569.38 Portfolio
Active Product
4,364 Borrowers
USD 710,271.15 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA COP 12,800,001 - 40,000,000 4 - 48 40% - 60% 60% - 80% Business Women, Men, Have business
Microcrédito COP 300,000 - 12,800,000 4 - 24 40% - 60% 60% - 80% Business Women, Men, Have business
Créditos superiores COP 12,800,001 - 40,000,000 4 - 48 60% - 80% 60% - 80% Business Women, Men, Have business, Have home or land
Servicios Desarrollo Empresarial COP 100,000 - 700,000 2 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Ninguno Credit Educ, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Loan PHP 5,000 - 300,000 6 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Salaried worker, Specific age group, 18-69 y.o., CI/BI Credit Educ, Credit Ins, Tech Asst Visits, Business Training
KAPA Loan PHP 10,000 - 40,000 3 - 6 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o., CI/BI Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Life Protection Loan PHP 1,380 - 1,380 4 - 8 80% - 100% 0% - 20% Life Insurance Women, Men, Specific age group, 18-64 y.o, CI/BI Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Trinity Loan PHP 6,200 - 12,400 2 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o. , CI/BI Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 21.0%-27.0% annual, Decl Bal 2 Fees 3 Ins None N/A 27.1% - 27.5% 27.8% - 29.9% 73
Microcrédito 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins None N/A 36.6% - 36.9% 37.8% - 39.3% 75
Créditos superiores 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins None N/A 30.9% - 32.5% 32.8% - 34.7% 86
Servicios Desarrollo Empresarial 21.0%-27.0% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 22.6% 22.9% - 23.2% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loan 36.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 80.00 ongoing 41% - 69.2% 40.8% - 121.3% 47
KAPA Loan 36.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 90.00 ongoing 37% - 53.6% 45.5% - 69% 63
Life Protection Loan 18.0% annual, Flat 2 Fees 0 Ins None 100.00 upfront 34.1% 45.2% 40
Trinity Loan 21.0%-60.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 80.00 ongoing 49.7% 104.4% 20

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA 21.0%-27.0% annual, Decl Bal 2 Fees 3 Ins Ins None N/A 27.1% - 27.5% 27.8% - 29.9% 73
Microcrédito 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 36.6% - 36.9% 37.8% - 39.3% 75
Créditos superiores 29.0%-31.6% annual, Decl Bal 2 Fees 2 Ins Ins None N/A 30.9% - 32.5% 32.8% - 34.7% 86
Servicios Desarrollo Empresarial 21.0%-27.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 22.6% 22.9% - 23.2% 91

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Loan 36.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 80.00 ongoing 41% - 69.2% 40.8% - 121.3% 47
KAPA Loan 36.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 90.00 ongoing 37% - 53.6% 45.5% - 69% 63
Life Protection Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None 100.00 upfront 34.1% 45.2% 40
Trinity Loan 21.0%-60.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 80.00 ongoing 49.7% 104.4% 20
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% Products with one or more insurances
% Products with compulsory deposits
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