Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001159
Actuar Quindio2,3002,800,0002159
Actuar Tolima8,8005,099,0003159
Amanecer4,3008,253,0004159
Banco Agrario56,30039,938,0003159
Banco WWB219,400294,019,0005154
Bancolombia36,20051,563,0001159
BdO10,4007,945,0002159
Comerciacoop1,6003,255,0004159
Confiar43,80081,993,0007159
Congente5,40020,045,0002159
Contactar25,10020,184,0002159
Crezcamos27,50022,564,0004159
Finamerica39,80099,536,0007159
FMM Popayán310,000243,614,0003159
FMSD6,8009,236,0006159
Fomentamos900102,0001159
Fund DeLaMujer199,900165,568,0001159
Fund Oleoductos500435,0001154
FUNDAUNIBAN6001,307,0002159
FUNDESAN2,4002,521,0005159
FUNDESMAG1,0001,698,0002159
Interactuar30,20093,846,0004159
MEDA15,60027,322,0002159
ProCredit CO5,70018,569,0003159
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa Luz Del Valle Av. Abdon calderon 524 e ines gangotenaConcepcion y Santa Rita esquinaSangolqui, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2002
Head of InstitutionJOSE JULIO GUALOTUÑA LEMA
Regions active
# Branches9

Total Portfolio (nat'l)USD 11,870,227.05
Total Portfolio (USD)USD 11,870,227.05
Active clients with loans6,420
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFECOAC, Red Financiera Rural, COLAC, Financoop
Funders

Loan Products » Summary

1,400 Borrowers
USD 3,200,000 Portfolio
Active Product
950 Borrowers
USD 600,000 Portfolio
Active Product
4,070 Borrowers
USD 7,500,000 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microluz USD 1,500 - 10,000 1 - 24 40% - 60% 40% - 60% Business, Capital de tyrabajo, compra de activos, pago de de, Actividades inherentes al negocio Women, Men, Have business, existencia minima del negocio de un año Credit Ins
Oportuno USD 350 - 1,500 1 - 12 40% - 60% 20% - 40% Any Purpose Women, Men, Have business Credit Ins
Quirofario USD 500 - 20,000 1 - 72 40% - 60% 40% - 60% Any Purpose Women, Men, Salaried worker, propietario de casa si el monto es superior a $5,000 Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microluz 19.0%-25.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 20.3% - 25.3% 22.8% - 28.4% 77
Oportuno 22.5%-26.0% annual, Decl Bal 0 Fees 2 Ins None 10.0% upfront 24.3% - 24.7% 27.2% - 27.6% 82
Quirofario 13.6%-13.8% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 13.9% - 14% 15.7% - 15.9% 86
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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