Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001125
Actuar Quindio2,3002,800,0002125
Actuar Tolima8,8005,099,0003125
Amanecer4,3008,253,0004125
Banco Agrario56,30039,938,0003125
Banco WWB219,400294,019,0005120
Bancolombia36,20051,563,0001125
BdO10,4007,945,0002125
Comerciacoop1,6003,255,0004125
Confiar43,80081,993,0007125
Congente5,40020,045,0002125
Contactar25,10020,184,0002125
Crezcamos27,50022,564,0004125
Finamerica39,80099,536,0007125
FMM Popayán310,000243,614,0003125
FMSD6,8009,236,0006125
Fomentamos900102,0001125
Fund DeLaMujer199,900165,568,0001125
Fund Oleoductos500435,0001120
FUNDAUNIBAN6001,307,0002125
FUNDESAN2,4002,521,0005125
FUNDESMAG1,0001,698,0002125
Interactuar30,20093,846,0004125
MEDA15,60027,322,0002125
ProCredit CO5,70018,569,0003125
Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Harmos Microenterprise Development Ltd Baptist Training Center, Corner Makishi & Great East RdRhodesparkLusakaP.O. Box 33911
Data approved: 2011-12-12
Data version: 1
Age of data: 122 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionNkosilathi Moyo
Regions active
# Branches0

Total Portfolio (nat'l)ZMK 7,227,940,834
Total Portfolio (USD)USD 1,396,703.54
Active clients with loans9,803
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAssociation of Microfinance Institutions in Zambia
FundersWorld Vision, Cordaid

Loan Products » Summary

549 Borrowers
USD 76,404.95 Portfolio
Active Product
9,244 Borrowers
USD 1,320,270.09 Portfolio
Active Product
16 Borrowers
USD 2,009.66 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ZMK 750,000 - 2,500,000 4 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Business Loan ZMK 500,000 - 90,000,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 51.0%-63.0% annual, Flat 2 Fees 1 Ins None N/A 99.3% - 104.2% 105.6% - 108.1% 47
Business Loan 51.0%-63.0% annual, Flat 2 Fees 1 Ins None 18.0% upfront 86.6% - 102.1% 124% - 144.9% 37
Institution Price Graph
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