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Institution

Banco ProCredit SA Atahualpa y Amazonas esquinaQuito, Pichincha
Data approved: 2011-11-01
Data version: 1
Age of data: 129 months

Product

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Product Details

Key Statistics
Outstanding portfolio (USD)USD 167,541,293
Portfolio (USD)USD 167,541,293
Active Clients with Loans34,541
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Créditos desde USD 2,000 para cubrir sus necesidades empresariales y personales
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution12
# Regions for this product11
Regions ActiveAzuay, Cañar, Chimborazo, Cotopaxi, El Oro, Guayas, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 2,000
Maximum loan size20,000
Distribution at Disbursement (Est.)
Loans less than USD 1,5000
USD 1,500-5,00060%
USD 5,000-10,00020%
USD 10,000-15,00010%
USD 15,000-18,0005%
Greater than USD 18,0005%
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term48.0 months
Approx average28.9 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months5%
Between 10 and 12 months5%
Between 13 and 18 months20%
Longer than 18 months70%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest22.60%
Highest quoted nominal interest26.54%
Reason(s) why interest rate variesLoan Size, la tasa es reajustable solo para montos mayores a USD 10,000, para montos menores la tasa es fija.
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de desgravamens para deudor y codeudor
% of loan amount - min0.68%
% of loan amount - max1.18%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
La tasa de inetrés es fija siempre y cuando el riesgo del cliente no supere los USD 1, al momento del desembolso

Full Pricing Data

Crédito para microempresa samples
No sample data for this product
Crédito para microempresa Price Graphs
No sample data for this product
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002116
Ahantaman RB23,8009,896,000498
APED13,7001,876,000298
ASA Initiative4,400577,000498
ASA-Ghana71,60018,385,000298
ASPI80088,000698
Atwima Kwanwoma3,8001,788,000298
Baobab5,100967,000298
BestFUND13,0004,172,000398
Bonzali Rural10,4001,691,0004116
CashPhase83135,000298
CASUD1,100524,000198
CEDEF50054,000498
CFF10013,000198
CRAN3,6001,019,000298
DQF1,70063,000298
EASL9,20011,409,000698
East Mamprusi12,5002,268,000498
ELDA00098
EMPRETEC Ghana20056,000298
FASL13,50014,047,000898
Grameen Ghana9,500507,000398
ID-Ghana5,600953,000398
Innovative Finance2,700354,000398
Kraban Support7,700781,0005116
KRB4,0006,350,000398
Lower Pra RB34,0006,316,0003116
Maata-N-Tudu12,000941,000498
Mail Finance300288,000198
Markaz00098
Markaz Al Bishara10017,000198
MicrofinPlus Gh1,100251,000298
Nwabiagya RB4,0002,265,000398
OISL62,00027,232,000998
Pro Credit00098
Rich Step100101,000198
SAT147,60029,359,000498
Sekam Trust600137,000298
Simli Pong8,900463,0003116
SS Ghana20035,000198
TCCU10032,000398
The Bridge40032,0003116
Union RB3,8002,361,000498
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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