Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.cepesiu.org.ec/ |
Year established | 1983 |
Head of Institution | Cecilia Padilla |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | USD 939,466.31 |
Total Portfolio (USD) | USD 939,466.31 |
Active clients with loans | 2,011 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Programa de Crédito Directo | USD 500 - 1,500 | 4 - 8 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business, Asociacion debe haber firmado convenio con Cepesiu, Producto dirigido a produccion agricola de ciclo corto | Tech Asst Visits | |||||||
Programa de Crédito Individual (PCI) | USD 500 - 3,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Buena calificacion en la Central de Riesgos, Negocios establecidos un año | Tech Asst Visits | |||||||
Programa Grupo Solidario | USD 200 - 1,500 | 4 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Buena calificacion en central de riesgos., Negocio funcionando 1 año. | Tech Asst Visits | |||||||
Sociedad Popular de Inversión SPI | USD 300 - 10,000 | 4 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Estructuras financieras locales autogestionadas de credito, Minimo 4 meses de funcionamiento | Tech Asst Visits, Cepesiu brinda asistencia tecnica con recursos no reembolsables |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Programa de Crédito Directo | 28.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 12.0% upfront | 28.9% - 29% | 32.9% | 87 | ||||||||
Programa de Crédito Individual (PCI) | 28.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 12.0% upfront | 15.2% - 19.8% | 15.2% - 25.2% | 100 | ||||||||
Programa Grupo Solidario | 28.6% annual, Decl Bal | 0 Fees | 0 Ins | None | 12.0% upfront | 19.8% - 24.8% | 25.2% - 31.1% | 97 | ||||||||
Sociedad Popular de Inversión SPI | 26.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 19% - 24.8% | 19% - 24.8% | 100 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 150 |
ADCSI | 176,100 | 30,846,000 | 2 | 151 |
BG | 47,000 | 4,048,000 | 4 | 150 |
DECSI | 361,000 | 96,304,000 | 7 | 150 |
Dire | 4,900 | 828,000 | 4 | 150 |
DMCPSC | 1,200 | 69,000 | 1 | 150 |
Eshet | 18,800 | 2,392,000 | 3 | 150 |
Harbu | 22,400 | 1,757,000 | 2 | 150 |
Meklit | 12,200 | 1,395,000 | 4 | 150 |
Metemamen | 10,500 | 650,000 | 6 | 150 |
OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
OMO | 323,600 | 31,385,000 | 4 | 150 |
PEACE | 17,200 | 2,462,000 | 3 | 150 |
SFPI | 33,600 | 2,750,000 | 3 | 150 |
Sidama | 53,400 | 1,162,000 | 6 | 150 |
Wasasa | 49,300 | 5,798,000 | 4 | 150 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
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