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Institution

Codesarrollo Ladron de Guevara E13-408 Y BarcelonaQuito, Pichincha
Data approved: 2010-11-11
Data version: 1
Age of data: 147 months

Product

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Product Details

Key Statistics
Outstanding portfolio (USD)USD 97,371
Portfolio (USD)USD 97,371
Active Clients with Loans148
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Clientes con historial crediticio A o un excelente manejo en ahorros o plazos fijos. Clientes que hayan demostrado excelente historial de pagos en sus dos àºltimos créditos
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 500
Maximum loan size1,000
Loan Term and Grace Period
Shortest loan term2.0 months
Longest loan term14.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest14.00%
Highest quoted nominal interest17.00%
Reason(s) why interest rate variesPor la fuente de pago
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Crediemergente samples
Sample 1Sample 2Sample 3
Loan AmountUSD 1,000USD 1,000USD 1,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2010-06-142010-05-062010-05-21
Loan Term (Months)10.0 months10.0 months12.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component17.0%17.0%17.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)17.0%17.0%17.0%
Transparency Index828382
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crediemergente Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001115
AMPL000115
Arman41,500529,107,0001115
Arohan43,5008,091,0002115
ASA INDIA164,00015,380,0001115
Asirvad113,50019,328,0001115
Asmitha1,114,800217,867,0001115
Bandhan4,048,600674,564,0005115
Belstar123,00023,945,000294
BSFL275,20031,590,0003115
Chaitanya20,7003,748,0003115
Disha Microfin69,00014,332,0002115
Equitas1,220,000186,415,0004115
ESAF354,20043,500,0005115
FFSL150,60035,719,0002115
Fusion66,8009,820,0002115
Grama Vidiyal738,200102,101,0001115
Grameen Koota586,60083,555,00015117
Janalakshmi506,000119,077,0002115
L & T Finance399,80037,199,0001115
MFL331,80049,083,0001115
MMFL175,00023,752,0002115
Mpower13,6002,263,0002115
Sahayata000115
Saija24,7004,682,0002115
Samasta45,5004,809,0002115
Satin405,60090,174,0002115
SCCI115,60015,910,0002115
Share2,195,400376,727,0001115
SKS3,409,000355,029,0002115
SMILE360,20056,927,0001115
SNFL9,4001,779,0001115
Sonata Finance158,20022,724,0003117
Spandana533,400147,240,0002115
Suryoday78,60014,713,0003115
SVCL118,20018,886,0001115
Swadhaar92,80017,166,0003115
Trident68,7008,852,0001115
Ujjivan913,300160,848,0005115
Utkarsh168,60025,915,0003115
VFS175,40019,264,0002115
Asomi50,3004,743,0002148
AES India3,600286,0001148
Arth2,900611,0002148
Asomi50,3004,743,0002148
Barasat GS1,10099,508.021148
BJS6,000468,0001148
Cashpor417,00050,452,0001147
Credible10,0001,669,540.362148
DIBAKAR1,800145,0001147
GOF65,2005,388,0004147
Hope62,6004,407,0001145
Jaago2,700237,0001146
LOK4,900573,0001147
Nano25,6003,660,0002148
NBSAAVS28,1002,821,0001145
Nirantara8,200917,0002147
Parama7,100482,0001147
Pragathi26,2004,579,0006147
PWMACS36,5005,946,0001147
Saadhana90,90012,046,0002147
Sambhav1,500183,0003147
Seba Rahara6,700468,0001147
SU61,1005,498,0001147
Swayanshree7,900918,0002147
Vikas Samiti1,600168,0001147
Vistaar4,3001,157,0002145
We The People1,100244,0002147
WEMCS1,10085,0001147
Yukti1,10099,0002147
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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