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Institution

Cooperativa de Ahorro y Credito 4 de Octubre Ltda Avda. Atahualpa s/n via a BañosAvda. Cordovez y Juan LarreaRiobamba, Chimborazo06-01-1471
Data approved: 2011-11-01
Data version: 1
Age of data: 163 months

Institution

Fondo Financiero Privado Fassil S.A. Av. Cristo Redentor esquina Calle Gustavo Parada, entre 2do. y 3er AnilloSanta Cruz de la Sierra, Bolivia3136
Data approved: 2013-08-23
Data version: 2
Age of data: 122 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionYolanda Haro Davila
Regions active
# Branches7

Total Portfolio (nat'l)USD 7,934,963.10
Total Portfolio (USD)USD 7,934,963.10
Active clients with loans2,059
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsRed Financiera Rural, Ucaccentro
FundersRed Financiera Rural, Ucaccentro

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.fassil.com.bo/
Year established1996
Head of InstitutionJuan Ricardo Mertens Olmos
Regions activeChuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija
# Branches109

Total Portfolio (nat'l)BOB 2,194,299,220
Total Portfolio (USD)USD 325,081,365.90
Active clients with loans57,688
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
FundersSanta Cruz Financial Group S.A., Nacional Vida Seguros de Personas S.A., Latina Seguros Patrimoniales S.A., Juan Ricardo Mertens Olmos

Loan Products » Summary

293 Borrowers
USD 88,635 Portfolio
Active Product
2,001 Borrowers
USD 5,683,091 Portfolio
Active Product

Loan Products » Summary

50,339 Borrowers
USD 223,328,366.40 Portfolio
Active Product
2,489 Borrowers
USD 52,380,628.07 Portfolio
Active Product
1,808 Borrowers
USD 22,396,523.01 Portfolio
Active Product
694 Borrowers
USD 17,752,596.79 Portfolio
Active Product
2,358 Borrowers
USD 9,223,251.59 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credi - Emergente USD 200 - 500 3 - 8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año.
Microcredito USD 100 - 20,000 1 - 48 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credifassil Microempresas BOB 7,000 - 140,000 3 - 96 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins, Ahorro
Credifassil Pyme BOB 7,000 - 9,671,865 3 - 96 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Vivienda BOB 35,000 - 9,671,865 12 - 36 60% - 80% 60% - 80% Business, Housing Women, Men, Have business, Have home or land Credit Ins
Credito Vivienda (USD) USD 5,000 - 9,671,865 12 - 36 40% - 60% 60% - 80% Housing Women, Men, Have home or land, Salaried worker Credit Ins, Ahorro
Libre Disponibilidad (Microempresas y Pyme) BOB 7,000 - 9,671,865 3 - 48 40% - 60% 60% - 80% Any Purpose Women, Men, Have home or land, Salaried worker Credit Ins, Ahorro

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.00 ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credifassil Microempresas 13.0%-28.0% annual, Decl Bal 0 Fees 1 Ins None N/A 13.1% - 29.2% 14.3% - 29.2% 59
Credifassil Pyme 13.0%-28.0% annual, Decl Bal 0 Fees 1 Ins None N/A 13.1% - 21.1% 14.3% - 22.3% 77
Credito Vivienda 11.0%-18.0% annual, Decl Bal 0 Fees 1 Ins None N/A 14.1% - 18.1% 15.5% - 19.5% 62
Credito Vivienda (USD) 13.0%-20.0% annual, Decl Bal 0 Fees 1 Ins None N/A 16.1% - 20.1% 17.5% - 21.5% 65
Libre Disponibilidad (Microempresas y Pyme) 18.0%-32.0% annual, Decl Bal 0 Fees 1 Ins None N/A 22.1% - 32% 23.3% - 33.2% 67

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins Ins None 5.00 ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credifassil Microempresas 13.0%-28.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 13.1% - 29.2% 14.3% - 29.2% 59
Credifassil Pyme 13.0%-28.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 13.1% - 21.1% 14.3% - 22.3% 77
Credito Vivienda 11.0%-18.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 14.1% - 18.1% 15.5% - 19.5% 62
Credito Vivienda (USD) 13.0%-20.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 16.1% - 20.1% 17.5% - 21.5% 65
Libre Disponibilidad (Microempresas y Pyme) 18.0%-32.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.1% - 32% 23.3% - 33.2% 67
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