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Institution

Cooperativa de Ahorro y Credito 4 de Octubre Ltda Avda. Atahualpa s/n via a BañosAvda. Cordovez y Juan LarreaRiobamba, Chimborazo06-01-1471
Data approved: 2011-11-01
Data version: 1
Age of data: 140 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionYolanda Haro Davila
Regions active
# Branches7

Total Portfolio (nat'l)USD 7,934,963.10
Total Portfolio (USD)USD 7,934,963.10
Active clients with loans2,059
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsRed Financiera Rural, Ucaccentro
FundersRed Financiera Rural, Ucaccentro

Loan Products » Summary

293 Borrowers
USD 88,635 Portfolio
Active Product
2,001 Borrowers
USD 5,683,091 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credi - Emergente USD 200 - 500 3 - 8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año.
Microcredito USD 100 - 20,000 1 - 48 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.00 ongoing 0% 0% N/A
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001140
CEPESIU2,000939,0004140
COAC 4 Octubre2,2005,771,0002140
COAC Ambato1,30016,415,0002140
COAC FondVida2,5004,200,0004140
COAC LaBenefica2,5008,482,0006140
COAC MCCH5,30010,020,0002140
COAC Nacional30,70027,129,0002140
COAC San José10,40029,133,0005140
COAC SanAntonio1,0002,384,0003140
COAC SantaAnita2,0002,532,0006140
Codesarrollo14,40040,328,0007140
Coop San Miguel1,8004,754,0005137
CooP VPR7001,052,0004140
Cooprogreso7,90032,244,0004140
Credi Fe100,900380,039,0004140
D^Miro36,90027,692,0009133
DECOF2,200705,0002140
Espoir62,10021,036,0005140
FODEMI28,20012,924,0003140
Fundacion Alternativa4,3005,545,0002140
FUNDAMIC2,0001,468,0002140
INSOTEC7,0006,047,0004140
Luz del Valle6,40011,300,0003140
ProCredit43,800211,941,0002140
PS Ambato5,6002,771,0001140
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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