| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | http://www.coopsanantonio.com/ |
| Year established | 1960 |
| Head of Institution | ING. NORMA VASQUEZ |
| Regions active | |
| # Branches | 1 |
| Total Portfolio (nat'l) | USD 2,384,754 |
| Total Portfolio (USD) | USD 2,384,754 |
| Active clients with loans | 1,087 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Red Financiera Rural, Uncacnor, Financoop, Fecoac |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Ma. Lourdes S. Pineda |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 9,226,611 |
| Total Portfolio (USD) | USD 220,732.32 |
| Active clients with loans | 148 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
| Microcredito | USD 100 - 10,000 | 1 - 48 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | PHP 5,000 - 150,000 | 2 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | 21.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 100.00 upfront 10.00% ongoing | 58.8% - 73.1% | 55.4% - 80.2% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 15.1% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 15.3% | 18.2% - 18.8% | 81 | ||||||||
| Microcredito | 15.0%-26.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.0% upfront 5.00 ongoing | 19.3% | 22.8% - 23.7% | 64 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pitaka Microenterprise Loan | 21.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 10.00% ongoing | 58.8% - 73.1% | 55.4% - 80.2% | 31 |
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