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Institution

Cooperativa de Ahorra y Credito San Antonio Ltda San Antonio de Ibarra, Hermanos Mideros 6-33 y 27 de NoviembreIbarra, Imbabadura
Data approved: 2010-11-08
Data version: 1
Age of data: 162 months

Institution

Vision Finance Company S.A NyarugengeKigaliPO Box 6893
Data approved: 2011-09-16
Data version: 1
Age of data: 152 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.coopsanantonio.com/
Year established1960
Head of InstitutionING. NORMA VASQUEZ
Regions active
# Branches1

Total Portfolio (nat'l)USD 2,384,754
Total Portfolio (USD)USD 2,384,754
Active clients with loans1,087
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Uncacnor, Financoop, Fecoac
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.vfcrwanda.com/
Year established1999
Head of InstitutionShem Kakembo
Regions activeBugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, HuyeKayonza, Kicukiro, Kirehe, Musanze, Ngoma, Ngororero, Nyabihu, Nyamagabe, Nyarugenge
# Branches0

Total Portfolio (nat'l)RWF 2,223,773,287
Total Portfolio (USD)USD 3,474,645.76
Active clients with loans14,226
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAMIR, World Vision International, MAIN, ANAFI
FundersVision Fund International, Terrafina, KIVA, Triple Jump

Loan Products » Summary

250 Borrowers
USD 577,488 Portfolio
Active Product
812 Borrowers
USD 1,726,538 Portfolio
Active Product
15 Borrowers
USD 80,727 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

196 Borrowers
USD 15,873.60 Portfolio
Active Product
68 Borrowers
USD 1,652.13 Portfolio
Active Product
3,374 Borrowers
USD 2,445,455.30 Portfolio
Active Product
3,387 Borrowers
USD 279,529.35 Portfolio
Active Product
4,440 Borrowers
USD 596,656.28 Portfolio
Active Product
2,565 Borrowers
USD 135,479.10 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 10,000 1 - 48 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Ins
Microcredito USD 100 - 10,000 1 - 48 40% - 60% 0% - 20% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Akarusho (Progress Equipment) Loan RWF 96,000 - 700,000 6 - 36 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Inyongerabukungu (Grow the Economy) Loan RWF 500,000 - 2,000,000 3 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins
Iyambere (Individual Progress) Loan RWF 500,000 - 4,000,000 3 - 24 40% - 60% 60% - 80% Business Women, Men, Have business, Must have collateral Credit Educ, Group Mtgs, Credit Ins
Koramuhinzi (Farmers Please Work) Loan RWF 10,000 - 300,000 3 - 9 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Ubwizerane (Trust) Loan RWF 150,000 - 250,000 3 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Urunana (Community Bank) Loan RWF 30,000 - 495,000 3 - 8 60% - 80% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.1% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 15.3% 18.2% - 18.8% 81
Microcredito 15.0%-26.0% annual, Decl Bal 0 Fees 1 Ins None 10.0% upfront 5.00 ongoing 19.3% 22.8% - 23.7% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Akarusho (Progress Equipment) Loan 30.00% annual, Flat 1 Fee 1 Ins None N/A 53.6% - 55.6% 55.5% - 57.9% 53
Inyongerabukungu (Grow the Economy) Loan 30.00% annual, Flat 1 Fee 1 Ins None N/A 37.4% - 59.1% 41.2% - 63.7% 61
Iyambere (Individual Progress) Loan 30.00% annual, Flat 1 Fee 1 Ins None N/A 44.2% - 58% 46% - 61.3% 56
Koramuhinzi (Farmers Please Work) Loan 30.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 37.2% - 37.4% 51.8% - 52.1% 57
Ubwizerane (Trust) Loan 30.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 60% - 62.1% 95.8% - 100.5% 30
Urunana (Community Bank) Loan 30.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 28.7% - 37.2% 42% - 51.8% 61

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.1% annual, Decl Bal 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 15.3% 18.2% - 18.8% 81
Microcredito 15.0%-26.0% annual, Decl Bal 0 Fees 1 Ins Ins None 10.0% upfront 5.00 ongoing 19.3% 22.8% - 23.7% 64

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Akarusho (Progress Equipment) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None N/A 53.6% - 55.6% 55.5% - 57.9% 53
Inyongerabukungu (Grow the Economy) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None N/A 37.4% - 59.1% 41.2% - 63.7% 61
Iyambere (Individual Progress) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None N/A 44.2% - 58% 46% - 61.3% 56
Koramuhinzi (Farmers Please Work) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 37.2% - 37.4% 51.8% - 52.1% 57
Ubwizerane (Trust) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 60% - 62.1% 95.8% - 100.5% 30
Urunana (Community Bank) Loan 30.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 28.7% - 37.2% 42% - 51.8% 61
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Loan Portfolio (USD)
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