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Institution

Cooperativa de Ahorro y Credito la Benefica La Concordia Santo DomingoEl Carmen, Manabi
Data approved: 2010-11-08
Data version: 1
Age of data: 136 months

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1994
Head of InstitutionFredy Yugcha Toala
Regions active
# Branches3

Total Portfolio (nat'l)USD 8,513,791
Total Portfolio (USD)USD 8,513,791
Active clients with loans3,278
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

1,478 Borrowers
USD 3,555,876 Portfolio
Active Product
140 Borrowers
USD 446,596 Portfolio
Active Product
241 Borrowers
USD 1,252,680 Portfolio
Active Product
85 Borrowers
USD 1,951,574 Portfolio
Active Product
566 Borrowers
USD 752,882 Portfolio
Active Product
22 Borrowers
USD 522,903 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 30,000 6 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker
Credi Grupo USD 200 - 800 6 - 10 60% - 80% 20% - 40% Any Purpose Women, Men
Microcrédito Avanzar USD 3,001 - 10,000 6 - 36 80% - 100% 60% - 80% Business Women, Men, Have business
Microcrédito Fácil USD 100 - 5,000 1 40% - 60% 80% - 100% Business, Other Women, Men, Have business
Microcrédito Nacer USD 100 - 3,000 6 - 18 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 14.4% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 14% - 14.6% 15.3% - 16.1% 91
Credi Grupo 23.2% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 23.6% 26.2% 89
Microcrédito Avanzar 19.6% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 19.6% - 20.4% 20.9% - 21.8% 92
Microcrédito Fácil 20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 20.3% 20.3% 99
Microcrédito Nacer 20.9% annual, Decl Bal 1 Fee 0 Ins None 5.00 ongoing 21.1% - 21.2% 22.7% - 23.1% 91
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003124
AJDFI13,100884,0006124
ARDCI44,6009,403,0001124
ASA Philippines333,40029,282,0001124
ASHI35,4005,231,0006124
ASKI60,00015,247,0004124
Bangko Kabayan8,9002,373,0002124
BSEI60073,0002124
CBI8,1002,010,0005124
CCT70,3009,504,0004124
CEV35,4005,111,0004124
DSPI59,3003,676,0003124
ECLOF5,4001,836,0004124
FCB12,0002,392,0002124
FMB2,700710,0002124
GM Bank23,5001,553,0003124
HSPFI19,1001,899,0002124
JVOFI1,300281,0001124
Katipunan Bank42,1005,325,0002124
KDCI20,5002,095,0003124
KGI32,3003,421,0004124
KMBI245,00015,098,0001124
LTMPC37,4008,935,0003124
Mallig Plains6,500641,0002124
MILAMDEC29,8003,278,0002124
MWIMPC11,8001,740,0004123
NWTF105,50012,698,0005124
OFMPC4,400964,0001124
PBC50,70010,434,0004124
PCSD700167,0001124
PMPC23,5005,565,0008124
RB Angeles9001,502,0002124
RB Labason500289,0001124
RBLI5,2001,026,0002124
RBMI11,9001,750,0002124
RMB100173,0001124
RSPI39,6002,834,0004124
SAFRAGEMC1,100229,0001124
Salve10,9001,191,0003124
SEDP27,0003,914,0003124
TSKI212,90025,187,0002124
TSPI264,50031,290,0007124
Valient1,700672,0002124
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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