Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorro y Credito Santa Anita Imbaubura 8-83 y Vicente RocafuerteCotacachi, Imbabura28034
Data approved: 2010-11-08
Data version: 1
Age of data: 163 months

Institution

Chamroeun Microfinance Limited #42D, St. 320, Chamkar Morn DistrictBoeung Keng Kang III CommunePhnom penh, Cambodia
Data approved: 2013-03-26
Data version: 3
Age of data: -   months 

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addresshttp://www.coacsantaanita.com/
Year established2001
Head of InstitutionEdison Caicedo
Regions active
# Branches4

Total Portfolio (nat'l)USD 2,536,758
Total Portfolio (USD)USD 2,536,758
Active clients with loans2,047
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsRed Financiera Rural, Ucacnor, Fecoac
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.chamroeun.com/
Year established2006
Head of InstitutionSophea Suon
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Kep, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo
# Branches39

Total Portfolio (nat'l)KHR 20,805,474,952
Total Portfolio (USD)USD 5,267,208.85
Active clients with loans42,722
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsCMA, BWTP
FundersEntrepreneurs du Monde, Microfinance Solidaire, Grameen Credit Agrole Microfinance Foundation, Chamroeun Staff Association

Loan Products » Summary

418 Borrowers
USD 468,714.90 Portfolio
Active Product
615 Borrowers
USD 777,883.75 Portfolio
Active Product
924 Borrowers
USD 1,214,168.88 Portfolio
Active Product
15 Borrowers
USD 26,257.46 Portfolio
Low Volume Product
21 Borrowers
USD 12,667.21 Portfolio
Low Volume Product
47 Borrowers
USD 32,971.73 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

CL
17,575 Borrowers
USD 1,633,500.50 Portfolio
Active Product
DL
14,916 Borrowers
USD 956,185.22 Portfolio
Active Product
EL
10,138 Borrowers
USD 2,596,541.33 Portfolio
Active Product
SEL
5 Borrowers
USD 409.27 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 100 - 15,000 1 - 48 60% - 80% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Microagropecuario USD 100 - 15,000 1 - 48 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men Credit Ins, Tech Asst Visits
Microempresarial USD 100 - 15,000 1 - 49 40% - 60% 20% - 40% Business Women, Men, Tener calificacion hasta B en central de riesgos o buro de credito Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Chamroeun Loan KHR 100,000 - 1,200,000 2 - 12 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making)
Developing Loan KHR 100,000 - 600,000 2 - 10 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making)
Entrepreneurs Loan KHR 700,000 - 4,000,000 2 - 12 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land Tech Asst Visits, Business Training, Other Training, Social training (HIV, human rights), Skills training (cooking, cake making)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.8% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00% ongoing 14% - 15.2% 15.6% - 22% 77
Microagropecuario 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 20.3% - 26.9% 22.5% - 36.2% 71
Microempresarial 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins None 6.7% upfront 5.00 ongoing 18.8% - 26.9% 20.7% - 41.2% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 42.2% - 47.7% 47.9% - 53.2% 83
Developing Loan 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 41.7% - 42.1% 44.9% - 45.3% 66
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins None 10.00% ongoing 41.1% - 43.2% 46.3% - 48.1% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.8% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 5.00% ongoing 14% - 15.2% 15.6% - 22% 77
Microagropecuario 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 20.3% - 26.9% 22.5% - 36.2% 71
Microempresarial 20.1%-25.0% annual, Decl Bal 2 Fees 0 Ins Ins None 6.7% upfront 5.00 ongoing 18.8% - 26.9% 20.7% - 41.2% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 42.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.00% ongoing 42.2% - 47.7% 47.9% - 53.2% 83
Developing Loan 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.00% ongoing 41.7% - 42.1% 44.9% - 45.3% 66
Entrepreneurs Loan 39.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.00% ongoing 41.1% - 43.2% 46.3% - 48.1% 83
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to