| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.credife.com/ |
| Year established | 1999 |
| Head of Institution | Paul Alejandro Arias |
| Regions active | |
| # Branches | 117 |
| Total Portfolio (nat'l) | USD 397,135,164 |
| Total Portfolio (USD) | USD 397,135,164 |
| Active clients with loans | 106,185 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Accion Internacional, Red Financiera Rural |
| Funders | Banco Pichincha C.A |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | USD 300 - 10,000 | 2 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
| Credito Mejoramiento de Vivienda | USD 1,000 - 20,000 | 3 - 60 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución | Credit Ins | |||||||
| Credito para Activo Fijo | USD 500 - 20,000 | 3 - 36 | 40% - 60% | 60% - 80% | Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales | Women, Men, Have business, Al menos 24 meses de experiencia en su actividad | Credit Ins, Tech Asst Visits | |||||||
| Credito para Capital de Trabajo | USD 300 - 20,000 | 2 - 24 | 40% - 60% | 60% - 80% | Business, Housing | Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
| Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
| Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
| Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 155 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 155 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 155 |
| Amanecer | 4,300 | 8,253,000 | 4 | 155 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 155 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 150 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 155 |
| BdO | 10,400 | 7,945,000 | 2 | 155 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 155 |
| Confiar | 43,800 | 81,993,000 | 7 | 155 |
| Congente | 5,400 | 20,045,000 | 2 | 155 |
| Contactar | 25,100 | 20,184,000 | 2 | 155 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 155 |
| Finamerica | 39,800 | 99,536,000 | 7 | 155 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 155 |
| FMSD | 6,800 | 9,236,000 | 6 | 155 |
| Fomentamos | 900 | 102,000 | 1 | 155 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 155 |
| Fund Oleoductos | 500 | 435,000 | 1 | 150 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 155 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 155 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 155 |
| Interactuar | 30,200 | 93,846,000 | 4 | 155 |
| MEDA | 15,600 | 27,322,000 | 2 | 155 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 155 |
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