Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.credife.com/ |
Year established | 1999 |
Head of Institution | Paul Alejandro Arias |
Regions active | |
# Branches | 117 |
Total Portfolio (nat'l) | USD 397,135,164 |
Total Portfolio (USD) | USD 397,135,164 |
Active clients with loans | 106,185 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Accion Internacional, Red Financiera Rural |
Funders | Banco Pichincha C.A |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 300 - 10,000 | 2 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
Credito Mejoramiento de Vivienda | USD 1,000 - 20,000 | 3 - 60 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución | Credit Ins | |||||||
Credito para Activo Fijo | USD 500 - 20,000 | 3 - 36 | 40% - 60% | 60% - 80% | Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales | Women, Men, Have business, Al menos 24 meses de experiencia en su actividad | Credit Ins, Tech Asst Visits | |||||||
Credito para Capital de Trabajo | USD 300 - 20,000 | 2 - 24 | 40% - 60% | 60% - 80% | Business, Housing | Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 24.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.9% - 26.8% | 23.5% - 27.5% | 98 | ||||||||
Credito Mejoramiento de Vivienda | 10.9%-26.9% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 10.8% - 27.3% | 11.4% - 27.9% | 67 | ||||||||
Credito para Activo Fijo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 | ||||||||
Credito para Capital de Trabajo | 22.5%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 26.8% | 23.1% - 27.4% | 92 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AGFS | 200 | 47,000 | 2 | 150 |
Ahantaman RB | 23,800 | 9,896,000 | 4 | 132 |
APED | 13,700 | 1,876,000 | 2 | 132 |
ASA Initiative | 4,400 | 577,000 | 4 | 132 |
ASA-Ghana | 71,600 | 18,385,000 | 2 | 132 |
ASPI | 800 | 88,000 | 6 | 132 |
Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 132 |
Baobab | 5,100 | 967,000 | 2 | 132 |
BestFUND | 13,000 | 4,172,000 | 3 | 132 |
Bonzali Rural | 10,400 | 1,691,000 | 4 | 150 |
CashPhase | 83 | 135,000 | 2 | 132 |
CASUD | 1,100 | 524,000 | 1 | 132 |
CEDEF | 500 | 54,000 | 4 | 132 |
CFF | 100 | 13,000 | 1 | 132 |
CRAN | 3,600 | 1,019,000 | 2 | 132 |
DQF | 1,700 | 63,000 | 2 | 132 |
EASL | 9,200 | 11,409,000 | 6 | 132 |
East Mamprusi | 12,500 | 2,268,000 | 4 | 132 |
ELDA | 0 | 0 | 0 | 132 |
EMPRETEC Ghana | 200 | 56,000 | 2 | 132 |
FASL | 13,500 | 14,047,000 | 8 | 132 |
Grameen Ghana | 9,500 | 507,000 | 3 | 132 |
ID-Ghana | 5,600 | 953,000 | 3 | 132 |
Innovative Finance | 2,700 | 354,000 | 3 | 132 |
Kraban Support | 7,700 | 781,000 | 5 | 150 |
KRB | 4,000 | 6,350,000 | 3 | 132 |
Lower Pra RB | 34,000 | 6,316,000 | 3 | 150 |
Maata-N-Tudu | 12,000 | 941,000 | 4 | 132 |
Mail Finance | 300 | 288,000 | 1 | 132 |
Markaz | 0 | 0 | 0 | 132 |
Markaz Al Bishara | 100 | 17,000 | 1 | 132 |
MicrofinPlus Gh | 1,100 | 251,000 | 2 | 132 |
Nwabiagya RB | 4,000 | 2,265,000 | 3 | 132 |
OISL | 62,000 | 27,232,000 | 9 | 132 |
Pro Credit | 0 | 0 | 0 | 132 |
Rich Step | 100 | 101,000 | 1 | 132 |
SAT | 147,600 | 29,359,000 | 4 | 132 |
Sekam Trust | 600 | 137,000 | 2 | 132 |
Simli Pong | 8,900 | 463,000 | 3 | 150 |
SS Ghana | 200 | 35,000 | 1 | 132 |
TCCU | 100 | 32,000 | 3 | 132 |
The Bridge | 400 | 32,000 | 3 | 150 |
Union RB | 3,800 | 2,361,000 | 4 | 132 |
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