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Institution

Fundación para el Desarrollo Integral Espoir Iñaquito No. 1261 y Naciones Unidas Edficio Comandato Torre Iñaquito PenthouseQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 143 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.espoir.org.ec/
Year established2002
Head of InstitutionDr. Guillero José Francisco Moreno Oleas
Regions active
# Branches6

Total Portfolio (nat'l)USD 21,264,263
Total Portfolio (USD)USD 21,264,263
Active clients with loans56,896
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

52,471 Borrowers
USD 13,907,941 Portfolio
Active Product
6,175 Borrowers
USD 1,687,779 Portfolio
Active Product
1,635 Borrowers
USD 2,414,152 Portfolio
Active Product
773 Borrowers
USD 404,805 Portfolio
Active Product
1,094 Borrowers
USD 2,621,383 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito de Banca Comunal USD 350 - 1,800 4 - 6 80% - 100% 40% - 60% Business Women, Men, Hombres solo si representan el 20% del total de miembros de grupo Credit Educ, Group Mtgs, Business Training, Other Training
Crédito Emergente USD 100 - 500 2 - 6 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Ins
Crédito Empresarial USD 1,000 - 8,000 12 - 36 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group
Crédito Vivamos Mejor USD 200 - 1,000 2 - 12 80% - 100% 40% - 60% Housing Women, Men, Have business, Have home or land
Microcrédito Individual Minorista USD 1,000 - 8,000 12 - 36 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito de Banca Comunal 24.3%-26.8% annual, Flat 0 Fees 0 Ins None 10.0% upfront 24.7% - 27.6% 30.1% - 34% 73
Crédito Emergente 26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.7% - 26.9% 26.7% - 26.9% 100
Crédito Empresarial 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 24.5% - 28.9% 24.5% - 28.9% 90
Crédito Vivamos Mejor 26.9% annual, Flat 0 Fees 0 Ins None N/A 26.7% - 26.8% 26.7% - 26.8% 100
Microcrédito Individual Minorista 24.5%-26.9% annual, Decl Bal 0 Fees 0 Ins None N/A 26.9% - 28.9% 26.9% - 28.9% 88
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,0001686
KF233,60041,416,000485
NRSP399,90070,157,000386
ASA230,40029,637,000386
TMFB221,20085,449,000786
FMFB163,54438,481,3239104
TRDP100,00013,817,000386
PRSP75,6569,907,1763104
BRAC^P57,30011,869,000386
SRSO51,1007,775,000386
SSF46,0004,776,000386
FINCA82,00043,559,000986
JWS36,0006,545,000286
RCDS35,5524,856,1224104
DAMEN35,1857,150,8641104
FFO22,4003,335,000386
OLP21,4003,510,000386
CSC17,6003,147,000186
AMRDO13,8001,206,000586
WMBL13,8006,105,000386
Mojaz13,4002,415,000286
SDF11,5001,041,000486
POMFB8,5002,795,000486
OPD7,500918,000286
AGAHE7,300797,000286
NRDP6,1841,521,9723104
GBTI6,100669,0003104
WASIL4,3001,135,000286
Micro Options4,000768,000586
VDO3,900489,0003104
SVDP3,900811,00013104
SRDO3,500766,000486
OSDI2,000923,000386
APMBL1,8001,401,000386
BEDF1,400209,0003104
KCDO80094,0001104
Caps / Zoom options
Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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