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Institution

FUNDACION ALTERNATIVAS PARA EL DESARROLLO PABLO CLAUDEL N41-61 E ISLA PINZONQuito, Pichincha
Data approved: 2010-11-23
Data version: 1
Age of data: 140 months

Product

GRUPO SOLIDARIO Product 2 of 2 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 1,545,858
Portfolio (USD)USD 1,545,858
Active Clients with Loans1,610
Approximate % Female Clients60% - 80%
Approximate % Urban Clients20% - 40%
Methodology
Individual
Solidarity groupx
Village bankingx
Self help group
Other
Description
Créditos destinados a microempresarios con edades comprendidas entre 18 y 69 años de edad, incluyen emprendimientos
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size2,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term15.0 months
Approx average10.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest26.92%
Highest quoted nominal interest26.92%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1Fee 2
DescriptionSeguro de VidaSeguro de Desgravamen
% of loan amount - min1.50%0.10%
% of loan amount - max1.50%0.70%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
DENTRO DE ESTE GRUPO DE OPERACIONES EL MONTO MINIMO OTORGADO POR CLIENTE PUEDE SER DE usd 1 Y EL MAXIMO DE usd 2

Full Pricing Data

GRUPO SOLIDARIO samples
Sample 1Sample 2
Loan AmountUSD 400USD 1,100
Loan Cycle (1, 2, 3, etc)Not KnownNot Known
Disbursement Date2010-09-282010-09-28
Loan Term (Months)12.0 months5.0 months
Grace Period (Months)0.0 months0.0 months
Total Cost of CreditNot KnownNot Known
True Price by Comp   
Interest and Fee Component27.0%27.4%
Insurance Component7.9%0.0%
Tax Component0.0%0.0%
Deposit Component0.0%0.0%
Full APR (int fee ins tax dep)35.0%27.4%
Transparency Index7798
    
Original Repayment SchedulePDFPDF
MFT Pricing CalculationPDFPDF
GRUPO SOLIDARIO Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,0001683
KF233,60041,416,000482
NRSP399,90070,157,000383
ASA230,40029,637,000383
TMFB221,20085,449,000783
FMFB163,54438,481,3239102
TRDP100,00013,817,000383
PRSP75,6569,907,1763102
BRAC^P57,30011,869,000383
SRSO51,1007,775,000383
SSF46,0004,776,000383
FINCA82,00043,559,000983
JWS36,0006,545,000283
RCDS35,5524,856,1224102
DAMEN35,1857,150,8641102
FFO22,4003,335,000383
OLP21,4003,510,000383
CSC17,6003,147,000183
AMRDO13,8001,206,000583
WMBL13,8006,105,000383
Mojaz13,4002,415,000283
SDF11,5001,041,000483
POMFB8,5002,795,000483
OPD7,500918,000283
AGAHE7,300797,000283
NRDP6,1841,521,9723102
GBTI6,100669,0003102
WASIL4,3001,135,000283
Micro Options4,000768,000583
VDO3,900489,0003102
SVDP3,900811,00013102
SRDO3,500766,000483
OSDI2,000923,000383
APMBL1,8001,401,000383
BEDF1,400209,0003102
KCDO80094,0001102
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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