| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://WWW.FUNDACIONALTERNATIVA.ORG.EC/ |
| Year established | 1991 |
| Head of Institution | DRA. MONICA HERNANDEZ DE PHILLIPS |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | USD 5,545,858.27 |
| Total Portfolio (USD) | USD 5,545,858.27 |
| Active clients with loans | 4,310 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | RED FINANCIERA RURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO INDIVIDUAL | USD 500 - 10,000 | 3 - 36 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits, Business Training | |||||||
| GRUPO SOLIDARIO | USD 100 - 2,000 | 3 - 15 | 60% - 80% | 20% - 40% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITO INDIVIDUAL | 10.6%-24.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 19% - 24.9% | 19.8% - 26.5% | 45 | ||||||||
| GRUPO SOLIDARIO | 26.9% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27% - 27.4% | 27.4% - 35% | 87 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| 1st Valley Bank | 38,900 | 48,291,000 | 3 | 138 |
| AJDFI | 13,100 | 884,000 | 6 | 138 |
| ARDCI | 44,600 | 9,403,000 | 1 | 138 |
| ASA Philippines | 333,400 | 29,282,000 | 1 | 138 |
| ASHI | 35,400 | 5,231,000 | 6 | 138 |
| ASKI | 60,000 | 15,247,000 | 4 | 138 |
| Bangko Kabayan | 8,900 | 2,373,000 | 2 | 138 |
| BSEI | 600 | 73,000 | 2 | 138 |
| CBI | 8,100 | 2,010,000 | 5 | 138 |
| CCT | 70,300 | 9,504,000 | 4 | 138 |
| CEV | 35,400 | 5,111,000 | 4 | 138 |
| DSPI | 59,300 | 3,676,000 | 3 | 138 |
| ECLOF | 5,400 | 1,836,000 | 4 | 138 |
| FCB | 12,000 | 2,392,000 | 2 | 138 |
| FMB | 2,700 | 710,000 | 2 | 138 |
| GM Bank | 23,500 | 1,553,000 | 3 | 138 |
| HSPFI | 19,100 | 1,899,000 | 2 | 138 |
| JVOFI | 1,300 | 281,000 | 1 | 138 |
| Katipunan Bank | 42,100 | 5,325,000 | 2 | 138 |
| KDCI | 20,500 | 2,095,000 | 3 | 138 |
| KGI | 32,300 | 3,421,000 | 4 | 138 |
| KMBI | 245,000 | 15,098,000 | 1 | 138 |
| LTMPC | 37,400 | 8,935,000 | 3 | 138 |
| Mallig Plains | 6,500 | 641,000 | 2 | 138 |
| MILAMDEC | 29,800 | 3,278,000 | 2 | 138 |
| MWIMPC | 11,800 | 1,740,000 | 4 | 137 |
| NWTF | 105,500 | 12,698,000 | 5 | 138 |
| OFMPC | 4,400 | 964,000 | 1 | 138 |
| PBC | 50,700 | 10,434,000 | 4 | 138 |
| PCSD | 700 | 167,000 | 1 | 138 |
| PMPC | 23,500 | 5,565,000 | 8 | 138 |
| RB Angeles | 900 | 1,502,000 | 2 | 138 |
| RB Labason | 500 | 289,000 | 1 | 138 |
| RBLI | 5,200 | 1,026,000 | 2 | 138 |
| RBMI | 11,900 | 1,750,000 | 2 | 138 |
| RMB | 100 | 173,000 | 1 | 138 |
| RSPI | 39,600 | 2,834,000 | 4 | 138 |
| SAFRAGEMC | 1,100 | 229,000 | 1 | 138 |
| Salve | 10,900 | 1,191,000 | 3 | 138 |
| SEDP | 27,000 | 3,914,000 | 3 | 138 |
| TSKI | 212,900 | 25,187,000 | 2 | 138 |
| TSPI | 264,500 | 31,290,000 | 7 | 138 |
| Valient | 1,700 | 672,000 | 2 | 138 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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